2020 Webb County Government Home Loan Limits
FHA Loan Limit $331,760 (Single family residence) / $424,800 (Duplex) / $513,450 (Triplex) / $638,100 (Fourplex)
USDA Loan Limit $251,862
VA Home Loan Limit $0 down up to $3,000,000 / 2 open VA loans at one time $510,400 *(Call 888-573-4496 for details).
Webb County is located in southern Texas, approximately halfway between Monterey and San Antonio on U.S. Highway 85 and Interstate Highway 35. It is one of the biggest counties in Texas in terms of land size with 3,375 square miles (sixth largest in Texas). The western boundaries of Webb County connect to the United States and Mexico international border.
The population of Webb County is 250,300 and the county seat is Laredo. The territory was named after former Secretary of the Treasury and Secretary of State, James Webb. The county was founded in 1848 and has a rich history in ranching. The history of the area is continuously preserved by the County Heritage Foundation.
Webb County supports three different school districts: Laredo Independent School District, United Independent School District, and Webb Consolidated Independent School District. The county is home to Laredo College and Texas A&M International University. It is also close to Quetzalcoatl International Airport on the Mexican side of the border.
Laredo represents the largest city in Webb County. It is situated along the northern bank of the Rio Grande. On the other side of the river you can see Nuevo Laredo, Tamaulipas, Mexico. The historic city was created in 1755, and has transformed into the largest inland port city on the U.S. and Mexico border. Laredo has a population of 236,100 – designating it as the tenth largest city in the state of Texas. It is also the third most populous along the Mexico and U.S. border behind El Paso, Texas and San Diego, California.
As a result of its proximity to Mexico, the economy in Webb County is largely driven by international trade. There are four international bridges and one major railway that connects Texas to Mexico through Webb County. When Laredo is combined with the Nuevo Laredo area the estimated population of the entire region spikes up to well over 636,500 people. The vast majority of residents on both sides of the border are of Hispanic or Latino origin. In fact, over 95 percent of residents in Laredo are Latino or Hispanic, making it one of the least ethnically diverse cities in the U.S.
Laredo is renown for its giant festivals. Each year the Washington’s Birthday Celebration attractions hundreds of thousands of visitors. The Jalapeno Festival, Border Beer Fest, Princess Pocahontas Pageant, and Stockmen’s Ball are also huge draws. Though the county is very crowded it is also scenic and within driving distance of many weekend getaways. Laredo is located on the west end of the Rio Grande Plains. The Mexican Mountains are east of the county. Along with the Rio Grande River, the man-made reservoir Lake Casa Blanca is a popular area attraction. The 1,650-acre lake is popular for outdoor recreation. Other popular hangouts on bodies of water include Sombrerito Creek Lake and San Ildefonso Creek Lake.
Webb County is known for being in a semiarid climate. The summers are traditionally hot and winters are very mild. The weather is sometimes altered by the Sierra Madre Oriental Mountains to the west of the area. The Gulf of Mexico can also influence local weather conditions. Therefore, it is not uncommon for the weather to shift dramatically and with short notice.
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Webb County Property Search
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USDA Loan Limit
USDA Eligible zip codes in Webb County are: 78344 and 78369
Contact FedHome Loan Centers at 877-432-5626 for more information and to confirm eligibility.