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Walton County, Georgia (FedHome Loan Centers)

2020 Walton County Government Home Loan Limits

FHA Loan Limit $401,350 (Single family residence) / $513,800 (Duplex) / $621,050 (Triplex) / $771,850 (Fourplex)
USDA Loan Limit $303,600
VA Home Loan Limit $0 down up to $3,000,000 / 2 open VA loans at one time $510,400 *(Call 888-573-4496 for details).




Walton County is located in north-central Georgia. It is directly east of Atlanta, and considered part of the Atlanta-Sandy Springs-Roswell metropolitan area. The population of Walton County is 83,770 and the total area is 330 square miles. Monroe serves as the county seat.

The county was established in 1818 and was named after one of only three men from Georgia that took part in the signing of the U.S. Declaration of Independence. The land of Walton County was initially developed for large cotton plantations. As a result, it had a large number of slaves until the mid-19th century when it was abolished. Since then African Americans have fought hard for equal rights where a significant portion continues to call Walton home.

Monroe is the largest city in Walton County with a population closing in on nearly 14,000 people. Monroe has grown noticeably since the 2010 census when it had 500 fewer people. Loganville (population 10,500) is another significant city in Walton County based on number of people. The other communities in Walton County include Social Circle (population 4,260), Walnut Grove (population 1,330), and Jersey (population 150). There are several unincorporated settlements in the county as well.

Monroe is situated about an hour away from Atlanta. You can reach the big city by taking U.S. Highway 79 and GA-138 to I-20 westbound. Hartsfield Jackson International Airport is also within a short driving distance. There are other larger cities in the area including Conyers (approximately 20 minutes away from Monroe), and Lawrenceville (approximately 35 minutes away). Oconee National Forest is also just east of Walton County outside of Madison. 

Walton County has represented a significant producer of cotton ever since the beginning of the 20th century. Though the industry is no longer as productive as it was over a century ago there is still huge cultural significance to the crop. Two of the primary mills that were used in Monroe have since been transformed into antique markets, retail shops, and event space. Unisia of Georgia Corporation is the primary employer of Walton County in the 21st century. Unisa Drive (located on the eastern side of Monroe) contains multiple industries. Tucker Door and Trim and Leggett & Platt Corporation also employ a fair amount of people in the region. A southeast Walmart Distribution Center is also situated in Walton.

The County School District manages a number of facilities in the area. The district reports over 700 full-time staff and more than 10,000 students. Public education currently has close to ten elementary schools, three middle schools, and four high schools in Walton. There are also a couple of noteworthy private schools in Loganville Christian Academy and George Walton Academy.

The county is close to a section of the Chattahoochee-Oconee National Forest. Oconee National Forest exists just east of Walton County outside of Greensboro, Georgia. It is the primary place to escape for the weekend if you are an outdoor enthusiast. Meanwhile, Athens – which contains the University of Georgia – is only about 40 minutes away in drive time to the northeast. 


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Walton County Property Search 

Jersey, Social Circle, Loganville, Good Hope, Monroe 

30018, 30025, 30052, 30641, 30655, 30656 

Interested in a new property in Walton? Contact FedHome Loan Centers today!


Walton County Condo Search 

Review an updated list of the best condos available in the county when you contact FedHome Loan Centers.


Contact FedHome Loan Centers at 877-432-5626 for more information and to confirm eligibility.