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Walker County, Texas (FedHome Loan Centers)

The 2019 $0 down, federal home loan limit for Walker County is $314,827.

Walker County is located in eastern Texas. The setting of Walker is beautiful as the territory includes a significant portion of Sam Houston National Forest, and is just outside Trinity River and Lake Livingston, as well as Lake Conroe. The county has a population of 67,860 and a total area of 802 square miles. The county seat is Huntsville.

Though Walker County is well outside Houston (more than an hour away in drive time) it is still often bunched with the Houston-The Woodlands combined statistical area. All in all, the Houston-The Woodlands combined statistical area accounts for nearly 2.5 million people in Texas. 

Huntsville is the largest city in Walker County with a population of 38,550. It is about 70 miles north of Houston in the East Texas Piney Woods. The Interstate 40 corridor also connects the county north toward Dallas, which is approximately 175 miles away. 

Huntsville is most noteworthy as being the home for Sam Houston State University, Huntsville State Park, HEARTS Veterans Museum of Texas, as well as headquarters of the Texas Department of Criminal Justice (TDCJ). The Texas Department of Criminal Justice employs well over 5,000 people in the region. In fact, it employs twice as many people as the second largest employer in Walker County – Sam Houston State University. The Huntsville Independent School District and Huntsville Memorial Hospital are also considered major employers in Walker.

Sam Houston State continues the reputation of Walker County being a base for upholding the law, as its criminal justice program is very prestigious. Sam Houston State was created in 1879, designating it as the third oldest public university in the state that remains in operation. SHSU reports an enrollment of more than 20,000 students. Its programs are often ranked in U.S. News & World Report. 

The campus in Huntsville is renown for its beauty, full of gorgeous oak trees based on 315 acres in the downtown area. Sam Houston State University is known as a substantial contributor to teaching and research. It has a 1,600 acre research farm and rodeo arena. The campus also highlights a planetarium and observatory, even an 18-hole golf course. The Bearkats also compete in Division I athletics. 

Huntsville State Park is located in Walker County. The 2,000-plus state park is just southwest of the city. As a result, it is a popular attraction for locals. The beautiful scenery is dominated by shortleaf pine and loblolly pine trees. There are over 200 species of birds that inhabit the park, as well as fox squirrels, raccoons, armadillos, and white-tailed deer. Lake Raven is available to fish with bluegill, catfish, crappie, and bass the most common types of species. Some locals have even reported alligator sightings. 

Walker County manages most of the northwestern portion of Sam Houston National Forest. It is one of only four national forests in the state of Texas. Sam Houston National Forest is popular given that it exists just 50 miles north of Houston. Hiking is one of the most common activities in the park. The 128-mile Lone Star Hiking Trail is a sight to behold. Camping and boating are also popular in Sam Houston National Forest.  


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Walker County Property Search 

Huntsville, Huntsville, New Waverly 

77320, 77340, 77358 

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Walker County Condo Search 

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Walker County Loan Limits  

FHA: $314,827 

USDA: $251,862 

VA: $484,350 


FHA Loan Limits

One-Unit: $314,827 

Two-Units: $403,125 

Three-Units: $487,250 

Four-Units: $605,525 


USDA Loan Limit 

Very Low Income: $34,050 

Low Income: $54,500 

Mod. Income Guar Loan: $86,850 

USDA Eligible zip codes: 77320, 77340, and 77358

Speak with a helpful representative at FedHome Loan Centers by calling 877-432-5626.