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Virginia Home Loan Information

Rich in history and located on the edge of our state’s capital, Virginia is home to all the beauty and rich culture that the United States are known for. Home to some of the most beautiful beaches on the east coast, Virginia is also home to many state parks, forests, and many more scenic outdoor spots. The state is also home to some of the liveliest cities on the east coast, where you are sure to experience amazing art and culture. A multitude of potential students come to Virginia each year for the great higher education facilities, including the University of Virginia and James Madison University.

Find the perfect home in Virginia today with the help of FedHome Loan Centers. Check out the list below for loan limit information on your potential county.


2020 Virginia FHA, USDA and VA Loan Limits (by county):

As of 2020, all counties come with $0 down and a $3 million loan limit.

  1. Accomack County $331,760
  2. Albemarle County $437,000
  3. Alexandria Independent City $765,600
  4. Alleghany County $331,760
  5. Amelia County $535,900
  6. Amherst County $331,760
  7. Appomattox County $331,760
  8. Arlington County $765,600
  9. Augusta County $331,760
  10. Bath County $331,760
  11. Bedford County $331,760
  12. Bedford Independent City $331,760
  13. Bland County $331,760
  14. Botetourt County $331,760
  15. Bristol Independent City $331,760
  16. Brunswick County $331,760
  17. Buchanan County $331,760
  18. Buckingham County $331,760
  19. Buena VistaIndependent City $331,760
  20. Campbell County $331,760
  21. Caroline County $331,760
  22. Carroll County $331,760
  23. Charles City County $535,900
  24. Charlotte County $331,760
  25. Charlottesville Independent City $437,000
  26. Chesapeake Independent City $458,850
  27. Chesterfield County $535,900
  28. Clarke County $765,600
  29. Colonial Heights Independent City $535,900
  30. Covington Independent City $331,760
  31. Craig County $331,760
  32. Culpeper County $765,600
  33. Cumberland County $535,900
  34. Danville Independent City $331,760
  35. Dickenson County $331,760
  36. Dinwiddie County $535,900
  37. Emporia Independent City $331,760
  38. Essex County $331,760
  39. Fairfax County $765,600
  40. Fairfax Independent City $765,600
  41. Falls Church Independent City $765,600
  42. Fauquier County $765,600
  43. Floyd County $331,760
  44. Fluvanna County $437,000
  45. Franklin County $331,760
  46. Franklin Independent City $458,850
  47. Frederick County $331,760
  48. Fredericksburg Independent City $765,600
  49. Galax Independent City $331,760
  50. Giles County $331,760
  51. Gloucester County $458,850
  52. Goochland County $535,900
  53. Grayson County $331,760
  54. Greene County $437,000
  55. Greensville County $331,760
  56. Halifax County $331,760
  57. Hampton Independent City $458,850
  58. Hanover County $535,900
  59. Harrisonburg Independent City $424,100
  60. Henrico County $535,900
  61. Henry County $331,760
  62. Highland County $331,760
  63. Hopewell Independent City $535,900
  64. Isle of Wight County $458,850
  65. James City County $458,850
  66. King and Queen County $535,900
  67. King George County $350,750
  68. King William County $535,900
  69. Lancaster County $442,750
  70. Lee County $331,760
  71. Lexington Independent City $354,200
  72. Loudoun County $765,600
  73. Louisa County $331,760
  74. Lunenburg County $331,760
  75. Lynchburg Independent City $331,760
  76. Madison County $765,600
  77. Manassas Independent City $765,600
  78. Manassas Park Independent City $765,600
  79. Martinsville Independent City $331,760
  80. Mathews County $458,850
  81. Mecklenburg County $331,760
  82. Middlesex County $331,760
  83. Montgomery County $331,760
  84. Nelson County $437,000
  85. New Kent County $535,900
  86. Newport News Independent City $458,850
  87. Norfolk Independent City $458,850
  88. Northampton County $331,760
  89. Northumberland County $331,760
  90. Norton Independent City $331,760
  91. Nottoway County $331,760
  92. Orange County $331,760
  93. Page County $331,760
  94. Patrick County $331,760
  95. Petersburg Independent City $535,900
  96. Pittsylvania County $331,760
  97. Poquoson Independent City $458,850
  98. Portsmouth Independent City $458,850
  99. Powhatan County $535,900
  100. Prince Edward County $331,760
  101. Prince George County $535,900
  102. Prince William County $765,600
  103. Pulaski County $331,760
  104. Radford Independent City $331,760
  105. Rappahannock County $765,600
  106. Richmond County $331,760
  107. Richmond Independent City $535,900
  108. Roanoke County $331,760
  109. Roanoke Independent City $331,760
  110. Rockbridge County $331,760
  111. Rockingham County $331,760
  112. Russell County $331,760
  113. Salem Independent City $331,760
  114. Scott County $331,760
  115. Shenandoah County $331,760
  116. Smyth County $331,760
  117. Southampton County $458,850
  118. Spotsylvania County $765,600
  119. Stafford County $765,600
  120. Staunton Independent City $331,760
  121. Suffolk Independent City $458,850
  122. Surry County $458,850
  123. Sussex County $535,900
  124. Tazewell County $331,760
  125. Virginia Beach Independent City $458,850
  126. Warren County $765,600
  127. Washington County $331,760
  128. Waynesboro Independent City $331,760
  129. Westmoreland County $331,760
  130. Williamsburg Independent City $458,850
  131. Winchester Independent City $331,760
  132. Wise County $331,760
  133. Wythe County $331,760
  134. York County $458,850

For more information on FHA loans, check out this article.