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Sumter County, Alabama FHA, VA, and USDA Loan Information

2020 Sumter County Government Home Loan Limits

FHA Loan Limit $331,760 (Single family residence) / $424,800 (Duplex) / $513,450 (Triplex) / $638,100 (Fourplex)
USDA Loan Limit $251,862
VA Home Loan Limit $0 down up to $3,000,000 / 2 open VA loans at one time $510,400 *(Call 888-573-4496 for details).


USDA Loans

USDA Eligible zip codes in the county are: 35459, 35460, 35464, 35470, 35477, 36901, 36907, 36925


Welcome to Sumter County, which is located on the western edge of Alabama, and is a great place to enjoy the beauty of Alabama. Home to some of the best Southern cooking and ethnic restaurants, Sumter County is a food-lovers paradise! The county is also home to a multitude of different attractions, which includes several museums and historic sites. Enjoy the local landscape on a nice day at one of the scenic outdoor locations in Sumter County. The county was founded on December 18, 1832, and was named after Thomas Sumter, who was a soldier for the Colony of Virginia. The current population of the county is 13,361.

You can’t miss out one any of the great events held in Sumter County throughout the year, where you can celebrate like one of the locals. The DUD Parade celebrates the New Year with a large parade, which features amazing floats along with people dressed in extravagant costumes. Epes Day is the perfect event for those with children, featuring many children’s activities, arts and crafts, great food, and much more! Panola Day is another great event for celebrating with your family, featuring local food and fun games. Other events held in the county include Christmas on the Square and Cuba Day.

There are so many different attractions in Sumter County that everyone is sure to find something they will enjoy! The Courthouse Square is a piece of Alabama history, and has been sitting in Sumter County since 1902. If you are interested in history, then you have to visit the Gainesville Historic District, which features 24 different structures, some dating back to the 1800s. The Alamuchee Covered Bridge is a beautiful historic bridge, which overlooks a majestic waterway. Other great attractions in the county include the Bored Well, Fort Tombecbe, Coleman Center, and many more.

In Sumter County, you will find some of the most beautiful outdoor locations, where you can enjoy in all of your favorite outdoor activities. The Lake Louise Nature Trail is the perfect place to see some of the interesting wildlife species that live in Sumter County. Lake Louise itself is an excellent place for all aquatic activities, including boating, swimming, fishing, and more! Go camping in one of the beautiful forests surrounding Lake Louise. Sumter County is also home to many different parks, which offer playgrounds, picnic shelters, walking trails, and more.


Don’t Wait Any Longer for the Perfect Home

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Sumter County Property Search

Livingston, York, Cuba, Emelle, Epes, Gainesville, Geiger

35470, 36901, 36907, 35477, 36925, 35460, 35459, 35464

There are many beautiful homes just waiting! Contact FedHome Loan Centers today.


Sumter County Condos

Call FedHome Loan Centers to get a condo approved.