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St. Clair County, Alabama FHA, VA, and USDA Loan Information

2020 St. Clair County Government Home Loan Limits

FHA Loan Limit $331,760 (Single family residence) / $424,800 (Duplex) / $513,450 (Triplex) / $638,100 (Fourplex)
USDA Loan Limit $251,862
VA Home Loan Limit $0 down up to $3,000,000 / 2 open VA loans at one time $510,400 *(Call 888-573-4496 for details).


USDA Loans

USDA Eligible zip codes in the county are: 35004, 35052, 35054, 35112, 35120, 35125, 35128, 35131, 35135, 35146, 35182, 35953, 35987


Make St. Clair County your new home, and you can be sure that you are living in one of the most beautiful and friendly counties in Alabama. Check out all of the interesting attractions in the county, including many different museums. There are a multitude of different outdoor locations everyone is sure to love, including several city parks. If you are looking for the perfect place to bring your family for a nice dinner, then look no further than the great restaurants in St. Clair County. St. Clair County was officially founded on November 20, 1818, and was named after Arthur St. Clair, who was an American soldier and politician. The current population of the county is 86,308.

You are sure to always have a great time in St. Clair County, thanks to the many great attractions always available. The Inzer House Museum is a great place to learn about the history of the county, featuring many interesting artifacts and exhibits. Visit the Recreational Center to engage in all of your favorite recreational activities, including basketball, baseball, tennis, and more. The Pell City Civic Center is another great place to get some exercise, featuring exercise classes. Other great attractions in the area include the Epps Moody Home and the local mini-golf course.

Enjoy the beautiful views of the local landscape at one of the many amazing outdoor locations in St. Clair County. The county is home to the majestic Logan Martin Lake, which is a scenic reservoir that encompasses 15,263 acres.  Visitors to Logan Martin Lake can often be seen engaging in activities such as boating, swimming, jet skiing, and much more. Logan Martin Lake is also one of the most popular spots in the area for fishing. Horsepens 40 is another popular outdoor spot to visit, featuring many interesting rock formations.

Enjoy your next meal at one of the many excellent dining options in St. Clair County. Known for its vast Southern cooking options, St. Clair County is the perfect place to enjoy fried chicken, collard greens, corn bread, and all of your other favorite Southern dishes. Be sure to visit one of the local barbecue joints for some delicious ribs, pulled pork, smoked chicken, and much more. St. Clair County is also home to all of your favorite fast food and chain restaurants.


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St. Clair County Property Search

Ashville, Leeds, Margaret, Moody, Pell City, Springville, Trussville

35146, 35054, 35987, 35004, 35112, 35120, 35953, 35125, 35128, 35131, 35135

Speak with a helpful expert at FedHome Loan Centers today!


St. Clair County Condos

FedHome Loan Centers can help you find and obtain approval on almost any condo!