Federal Home Loan Centers offers a variety of low cost products and services to our customers.  As a full service lending and real estate services brokerage, we assist home buyers and sellers with ‘turnkey’ service from start to finish.  Federal Home Loan Centers and its sister websites VA Loan Centers and Coole Home are comprised of a network of Loan Officers and Real Estate Agents who are experts in Government Loan Programs, real estate sales and lending. 

Services Provided By Federal Home Loan Centers

We specialize in providing beneficial government Loans and grants to first time buyers and repeat buyers. Regardless if you have excellent credit or have less-than-perfect credit, we have  programs that are designed with some of the lowest interest rates available.

We are experienced mortgage loan officers and real estate agents capable of helping borrowers with troubled credit to obtain acceptable credit history and achieve financial stability.

In today’s market, government loans are considered to be the most attractive means available for financing the purchase of medium priced homes across America.  This is due to the low down payment requirement and more lenient qualifying standards used for loans backed by the federal government compared to conventional loans offered by private institutions under Fannie Mae or Freddie Mac.

Some of the most popular products that we utilize at Federal Home Loan Centers are:

FHA Insured Loans
VA Guaranteed loans
USDA Guaranteed loans

In order to best serve our customers, Federal Home Loan Centers offers most of our services at reduced fees.  Many times our fees can be paid by the seller or lender so our customers have little or no direct out of pocket costs.  We also offer many services including appraisal and credit report, loan pre-qualification, homebuyer education classes, debt counseling and loan refinancing with no out of pocket costs.

If you have a home to sell, Federal Home Loan Centers also offers fast sale solutions for home sellers who need to sell their home quickly in a ‘buyers market’.  Our experienced Agents can assist home sellers to determine the correct market value of their property and develop the proper strategy to get the property sold fast!

In cases where the homeowner owes more than the home is worth, Federal Home Loan Centers can help to facilitate a Short Sale with the lender.  Federal Home Loan Centers and its sister website Coole Home have successfully completed scores of short sales on behalf of our customers.

To take advantage of any of the above products or if you have any questions about short sale requirements, contact Federal Home Loan Centers and speak with a Government Home Loan Specialist.

Why not call 877-432-LOAN (877-432-5626) now!


If you choose to have Federal Home Loan Centers represent you in selling your home as a short sale, you can stop using our services at any time. Federal Home Loan Centers charges no up-front fees to assist you with your short sale. Our partner real estate brokerages will charge a real estate commission but if the bank agrees to a short sale, this is paid for by your lender. Federal Home Loan Centers is not associated with the government, and our service is not approved by the government or your lender. Even if you accept this offer and use our service, your lender may not agree to change the terms of your mortgage including approving your short sale. It is recommended that you continue to make payments on your mortgage throughout the process. Should you default on your payments, you can see a negative impact to your credit report and your home could be foreclosed upon.

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