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Rockwall County, Texas (FedHome Loan Centers)

The 2019 $0 down, federal home loan limit for Rockwall County is $395,600.

Rockwall County is based in northern Texas and is not far from the Texas and Oklahoma state line. The population of Rockwall County is 87,810 and is one of the fastest growing counties in the United States. Rockwall had a nearly 82 percent increase in the number of residents from 2000 to 2010. Over 35,000 people relocated to the County during that time period.

Despite its massive growth since the turn of the 21st century, Rockwall County is small in terms of land size. It is actually the smallest territory in Texas with less than 150 square miles of land. The county is grouped with the Dallas-Fort Worth-Arlington metropolitan area. In addition to being one of the fastest growing spots in the nation, Rockwall is also heavily regarded for its prosperity as it is considered one of the most wealthiest counties in the state.

Rockwall County exists directly northeast of downtown Dallas. The vast majority of its western boundary ends at the eastern shoreline of Lake Ray Hubbard. However, there are a couple of slivers of territory that Rockwall County manages on the western banks of Lake Ray Hubbard. 

The largest city and county seat is Rockwall. The suburban town is considered the very eastern most part of the Dallas/Fort Worth metroplex. Rockwall has grown substantially over the last twenty years as some people have sought solace further away from the hustle and bustle of downtown Dallas and Fort Worth. Residents of Rockwall can reach downtown Dallas in approximately 40 minutes depending on the time of day. As a result, many local residents make the daily commute to Dallas or Fort Worth for work. 

However, there are plenty of industries based directly in Rockwall County. The top employers include the Rockwall Independent School District, Texas Health Presbyterian Hospital, Wal-Mart Superstore, Rockwall County government, and Texas Star Express. Rockwall is also known for its abundance of golf courses. There are over 20 different courses within and just outside Rockwall. Additionally, Lake Ray Hubbard offers plenty of outdoor recreation options including boating and jet skiing. 

Dallas is very close to Rockwall County, and some of its residents are technically within the boundaries of Rockwall County. All in all, Dallas co-exists in four different counties in Texas. The estimated population of Dallas based on 2018 findings is nearly 1.35 million people. It makes Dallas the ninth most populous city in the United States, and third largest in Texas behind Houston and San Antonio. 

Dallas is also considered the largest inland metropolitan area in the United States, including all of Rockwall County. In fact, the Dallas-Fort Worth Metroplex is the fourth-largest such statistical area in the nation. Estimates from 2018 place the total number of people in the Metroplex at 7.85 million. 

Dallas shares one of the largest airports in the world with Fort Worth. The Dallas/Fort Worth International Airport is the fourth busiest in the world based on aircraft movements, and 15th busiest based on passenger traffic. American Airlines has a major depot at DFW. The Dallas Cowboys are also one of the most popular NFL franchises and play their home games at AT&T Stadium. Dallas is also home to the Mavericks of the NBA, Stars of the NHL, and FC Dallas of the MLS. 


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Rockwall County Property Search 

Rockwall, Fate, Royse City 

75032, 75087, 75132, 75189 

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Rockwall County Loan Limits  

FHA: $395,600 

USDA: $316,480 

VA: $484,350 


FHA Loan Limits 

One-Unit: $395,600 

Two-Units: $506,450 

Three-Units: $612,150 

Four-Units: $760,750 


USDA Loan Limit 

Very Low Income: $38,000 

Low Income: $60,800 

Mod. Income Guar Loan: $87,400 

USDA Eligible zip codes: 75032, 75087, and 75189

Contact FedHome Loan Centers at 877-432-5626 for more information and to confirm eligibility.