The 2019 $0 down, federal home loan limit for Red River County is $314,827.
Red River County is situated near the northeastern corner of Texas and is northeast of Dallas in a rural portion of Texas. The population of the county is 12,860 based on the most recent census. The total area of the county is 1,057 square miles and was established in 1835. The county seat is Clarksville.
The county is named after the Red River which is in existence along the northern boundary. The tributary flows through many states in the south including Texas, Oklahoma, Arkansas, and Louisiana. It was once a tributary of the Mississippi River yet is now considered a tributary for the Atchafalaya River. It is the second largest river basin in the southern Great Plains.
Clarksville is the largest town in Red River County with a population of 3,285. It is part of the Piney Woods region of East Texas. In the early days of Clarksville a place called Itinerant’s Retreat was established to offer classes for boys. The school eventually transitioned into McKenzie College in the mid-19th century. It was actually the largest institution of higher learning in Texas prior to the Civil War. Clarksville, along with the rest of Red River, was important prior to the Civil War in trading as steamboats traveled from Rowland Landing to New Orleans.
Clarksville has its own school district along with Avery, Detroit, Pairiland, and Rivercrest. Prairiland Independent School District and Rivercrest Independent School District are shared with other counties. Red River County has an impressive list of former residents. The county was the birthplace of John Nance Garner, the 32nd Vice President of the United States. He served for eight years under President F.D. Roosevelt. Texas business entrepreneur B.P. Newman and Edward H. Tarrant are also from Red River. The county also has close ties to the JFK assination. Jim Leavelle, a Dallas detective who escorted Lee Harvey Oswald as he was shot by Jack Ruby, as well as Dallas policeman J.D. Tippit (who was shot to death shortly after the JFK assassination) are both from Red River.
Red River County is also home to several other small communities: Bogata (population 1,155), Detroit (population 735), Deport (population 720), Avery (population 485), and Annona (population 315). The most prominent thoroughfares in the county include U.S. Highway 82 and U.S. Highway 271, as well as State Highway 37.
Red Slough Wildlife Management Area is located directly northeast of Red River County. Hochatown State Park and McCurtain County Game Preserve are also not far north of Red River. Hochatown State Park includes Broken Bow Place, a popular destination for locals looking to escape outdoors for the weekend. Hochatown State Park exists just across the state border in Oklahoma. Recreation opportunities include camping, picnicking, hiking, swimming, and boating. Broken Bow Lake is one of the largest freshwater lakes in Oklahoma. The lake spans 22 miles toward the Ouachita Mountains. The territory is densely forested and scenic whether exploring by foot or boat.
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Bagwell, Bogata, Clarksville, Detroit, Annona, Avery
75412, 75417, 75426, 75436, 75550, 75554
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County Loan Limits
FHA Loan Limits
USDA Loan Limit
Very Low Income: $29,350
Low Income: $46,950
Mod. Income Guar Loan: $86,850
USDA Eligible zip codes: 75412, 75417, 75426, 75436, 75550, and 75554
Contact FedHome Loan Centers at 877-432-5626 for more information and to confirm eligibility.