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Pend Oreille County, Washington (FedHome Loan Centers)

The 2019 $0 down, federal home loan limit for Pend Oreille County is $314,827 

Pend Oreille County is a smaller, narrow part of Washington State that is located on its northeastern side. The top boundary of the county is connected to the United States and Canada border. Its eastern boundary connects to Idaho. The county has 1,425 square miles of territory yet only 13,000 people. A big portion of the county is part of Colville National Forest.

Pend Oreille County is famous for its bodies of water. In fact, the county cites 55 lakes in just a little over 1,400 square miles of land. Rich forest surrounds most of the lakes and the land. In addition to dense forests the Pend Oreille River also flows through the county. Numerous fish species call the area home, and rare sights of birds like bald eagles, ospreys, herons, ducks and geese are possible.

The area was first inhabited by Native Americans. The Kalispel Indians were prevalent in the region and still have a reservation in the area by the town of Usk. The Pend Oreilles also occupied the land. Gold was first discovered in the northern section of Pend Oreille County in the 1850s and created a gold rush.  

Rich deposits of lead and zinc also contributed to the area becoming known as a mining territory. When the railroad came through the lumber industry also became successful. Today, some of these industries continue to drive the economy as well as cement manufacturing in the northern part of Pend Oreille County. 

Newport serves as the county seat. The community is extremely small with a population of just over 2,000 people. Newport is situated directly on the Washington and Idaho border. In fact, Oldtown is basically connected to Newport yet is located across the state border in Idaho. Newport is a popular town for biking and walking given its extensive trail system. The town is also only about an hour’s drive away from Spokane.

The county is home to the Little Pend Oreille National Wildlife Refuge. The refuge consists of nearly 42,600 acres of property. The refuge is shared between Pend Oreille County and Stevens County. The refuge is based on the west slope of the Selkirk Mountains where moose, elk, white-tailed deer, black bear and bald eagles all share the woods. 

The Salmo-Priest Wilderness is another popular area for locals. The 41,335-acre wilderness area is located within the Kaniksu National Forest and Colville National Forest. The area is home to endangered animals including woodland caribou, grizzly bears and gray wolves. Not many of these animals still exist in the United States. Wildlife sighting opportunities also exist for bighorn sheep, moose, lynx, mule deer, elk, cougars, bobcats and badgers. The area is rich in Douglas fir and Western hemlock. 

As you can see there are so many opportunities for outdoor enthusiasts in Pend Oreille County. In addition to the wilderness areas, the county is also home to Crawford State Park and Pacific Northwest National Scenic Trail. Both places provide great hiking and sightseeing opportunities.


Discover a New Home

Finding a home that meets all your needs and wants is easy with the help of FedHome Loan Centers.


Pend Oreille County Property Search 

Cusick, Ione, Metaline, Metaline Falls, Newport, Usk 

99119, 99139, 99152, 99153, 99156, 99180 

Complete a quick and easy home loan application with FedHome Loan Centers today!


Pend Oreille County Condo Search 

Check out a list of the premiere condos available. You can get more information by contacting FedHome Loan Centers.


Pend Oreille County Loan Limits 

FHA: $314,827 

USDA: $251,862 

VA: $484,350 


FHA Loan Limits

One-Unit: $314,827 
Two-Units: $403,125 
Three-Units: $487,250 
Four-Units: $605,525 


USDA Loan Limit 

The USDA income limit is $52,000.

USDA Eligible zip codes are:  99119, 99139, 99152, 99153, 99156, 99180

Contact FedHome Loan Centers at 877-432-5626 for more information and to confirm eligibility.