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Otero County, Colorado FHA, VA, and USDA Loan Information

2020 Otero County Government Home Loan Limits

FHA Loan Limit $331,760 (Single family residence) / $424,800 (Duplex) / $513,450 (Triplex) / $638,100 (Fourplex)
USDA Loan Limit $251,862
VA Home Loan Limit $0 down up to $3,000,000 / 2 open VA loans at one time $510,400*(Call 888-573-4496 for details).


Otero County is located in southern Colorado, and is a great place to live, grow, and thrive! The county is home to many beautiful parks, which are excellent places to spend some time outside on a nice day. Otero also has many different attractions, including museums, golf courses, and much more! If you are the parent of a child or young adult, then you will appreciate the strong education system in Otero County. The county was named after Miguel Antonio Otero, who help found Otero County. The current population of the county is 18,703.

Don’t miss out on any of the amazing parks that can be found in Otero. Founded in 1905, the La Junta City Park is one oldest parks in Colorado. La Junta’s City Park has a multitude of different amenities and facilities, including a skate park, stone cabins, and much more. Potter Park is another beautiful park in Otero, and is home to rodeo area, which hosts several exciting rodeos throughout the year. Potter Park is also where the annual Fourth of July Fireworks Display is held. Other great parks in Otero include Edison Park and Santa Fe Plaza.

There are many different attractions in Otero, which almost anyone is sure to enjoy. The La Junta Golf Course is the perfect place for a relaxing game of golf, offering many great amenities, including golf classes, a driving range, pro shop, and much more. The Koshare Indian Museum & Trading Post features many interesting exhibits on ancient Native American tribes. Another great museum in the county is the Otero Museum, which offers free admission and many interesting exhibits. The Comanche National Grassland is home to a multitude of interesting birds, amphibians, reptiles, and more.

There are a multitude of great educational resources in Otero, which are great for people of all ages. Otero Junior College is an excellent option for those looking to quickly obtain a degree and join the workforce. Otero County offers many different degree and certificate programs. Those with children or young adults will appreciate the many educational resources and afterschool programs available in Otero. There are many great clubs and afterschool programs that children of all ages are welcome to join. Come to all of the sporting events hosted by the County School District to cheer on your local team.


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Otero County Properties

Cheraw, Fowler, La Junta, Manzanola, Rocky Ford, Swink

81050, 81030, 81058, 81067, 81077

Find the perfect home within your price range with the help of FedHome Loan Centers.


Otero County Condos

For a list of currently available condos, call FedHome Loan Centers.