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Ostego County, New York Federal Loan Information

2020 Ostego County Government Home Loan Limits

FHA Loan Limit $331,760 (Single family residence) / $424,800 (Duplex) / $513,450 (Triplex) / $638,100 (Fourplex)
USDA Loan Limit $251,862
VA Home Loan Limit $0 down up to $3,000,000 / 2 open VA loans at one time $510,400 *(Call 888-573-4496 for details).

If you are looking for the best of both worlds, then you will love Ostego County, thanks to its beautiful small towns and fun cities. The county is home to some of the area’s most fun attractions, including museums, family fun centers, art galleries, and more. Otsego County is located in central New York and offers some of the best views of the landscape. People of all ages are sure to have a great time at any of the exciting local events! The county was officially founded on February 16, 1791 and was named after the Mohawk word for “place of the rock.” The current population of the county is 60,636.

You are sure to have a great time at any of the fun and interesting attractions in Otsego County. The Fenimore Art Museum is home to some of the most amazing art pieces, including 20th Century American art, Native American art, and more. The Fenimore Art Museum also features art workshops and classes. Learn about the baseball history of America at the National Baseball Hall of Fame & Museum, which features interactive exhibits and special events. Other great attractions in the area include Fly Creek Cider Mill and Hyde Hall.

If you are looking to enjoy in the beauty of the local landscape, then visit any of the scenic outdoor spots in Otsego County. Glimmerglass State Park is the perfect spot for relaxing on the beach, featuring great views of Otsego Lake. Home to many beautiful hiking trails and campgrounds, Glimmerglass State Park is a local favorite for camping. Offering convenient boat ramps and fishing piers, Gilbert Lake State Park is a favorite of local fishers. The trails of Gilbert Lake State Park are a favorite of bikers. Other beautiful outdoor spots in the county include Arnold Lake State Forest and Basswood Pond State Forest.

Make sure to attend all the exciting events held in Otsego County, where you are sure to have the time of your life. The summer opera festival known as the Glimmerglass Festival and is a local favorite, featuring amazing performances, great food options, meet-and-greets, and much more. The Cooperstown Summer Music Festival features some of the best musicians, including jazz and classical musicians. Other exciting events held in the county include the Cooperstown Lakefront Concert Series and the Farmer’s Market.

Make Otsego County Your Home

FedHome Loan Centers will work hard to make sure you find a home that meets all your needs.

Otsego County Property Search

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For help with every step of the home-buying process, call FedHome Loan Centers.

Otsego County Condo Search

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