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Okaloosa County, Florida FHA, VA, and USDA Loan Information

2020 Okaloosa County Government Home Loan Limits

FHA Loan Limit $391,000 (Single family residence) / $500,550 (Duplex) / $605,050 (Triplex) / $751,900 (Fourplex)
USDA Loan Limit $296,240
VA Home Loan Limit $0 down up to $3,000,000 / 2 open VA loans at one time $510,400*(Call 888-573-4496 for details).

Located on the beautiful Gulf Coast, Okaloosa County is known for its amazing views and beautiful beaches. The county is located in northern Florida and is home to some of the most fun attractions in in the state! Home to some of the most talented artists in the country, Okaloosa County is a hotspot for great art. Many people visit the county for its amazing views, which can be enjoyed at the many local beaches. The county was officially founded on September 7, 1915, and gets its name from the Choctaw word for “black water.” The current population of the county is 196,512.

Visit all the interesting attractions in Okaloosa County, where you are sure to have the time of your life. HarborWalk Village is the perfect amusement area for people of all ages, featuring trampolines, delicious food options, a surf park, and much more! For the perfect place to cool off, be sure to check out Big Kahuna’s Water and Adventure Park, which features water slides, a lazy river, mini golf courses, and many more amenities. Take a trip on one of the helicopter tours for some of the best views of the local landscape. Other attractions in the county include several golf courses, a skate center, a zoo, and much more.

If you are a fan of the arts, then you will appreciate the many art galleries, theaters, music venues and more in Okaloosa County. Abrakadoodle is an excellent spot for aspiring children artists, featuring art programs for children, face painting, and much more. The Arts and Design Society supports the local artistic community with art programs, art shows, and art classes. There are many amazing art galleries in the county, including Full Circle Gallery, Geana’s Art Gallery, and HH Arts. Don’t miss an amazing performance by Northwest Florida Ballet, Inc.

For some of the most amazing beach views in the country, check out the beautiful beaches in Okaloosa County. Ft. Walton Beach is a local favorite for families, thanks to the many local shopping areas, dining options, and activities for children. There are also several interesting museums located near Ft. Walton Beach. If you are looking for a more tranquil location to go fishing or just relax, then be sure to visit Destin Harbor. Other amazing beaches in the county include Okaloosa Island and Destin.

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Okaloosa County Property Search

Crestview, Destin, Fort Walton Beach, Laurel Hill, Mary Esther, Niceville, Valparaiso, Cinco Bayou, Shalimar, Eglin AFB, Lake Lorraine, Ocean City, Wright

32564, 32567, 32569, 32578, 32580, 32579, 32531, 32537, 32536, 32539, 32541, 32540, 32544, 32542, 32548, 32547, 32549

Find a great home within your price range in Okaloosa County with the help of FedHome Loan Centers.

Okaloosa County Condos

For a condo with the perfect beach view or a place in the lively downtown area, apply for a home loan today!