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North Carolina Federal Home Loan Limit

Located on the beautiful East Coast of the southern United States, North Carolina is full of amazing history and culture. For those looking for city excitement, be sure to check out bustling areas of Charlotte, Raleigh, and Durham. If you are interested in more tranquil settings, there are plenty of small towns and open land in the state. Home to many excellent breweries, the City of Asheville is known as one of the beer capitals of the United States. Visit the beautiful beaches and experience beach culture at any of the cities located along the coast, including Wilmington and Nag’s Head.

Popular attractions that can be found in the state include the Biltmore Mansion, Cape Hatteras Lighthouse, Wright Brothers National Memorial, and many more. Many nature-lovers come to North Carolina for its scenic natural attractions, including Cape Hatteras National Seashore, Hanging Rock State Park, and the Pisgah National Forest.

The current population of North Carolina is around 10.38 million, making it the ninth-most populated state in the United States. The total area of the state is 53,819 square miles and is known for its views of the Appalachian Mountains.

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2020 North Carolina FHA, USDA and VA Loan Limits (by county):

  1. Alamance County One-Unit Limit $331,760
  2. Alexander County One-Unit Limit $331,760
  3. Allegany County One-Unit Limit $331,760
  4. Anson County One-Unit Limit $331,760
  5. Ashe County One-Unit Limit $331,760
  6. Avery County One-Unit Limit $331,760
  7. Beaufort County One-Unit Limit $331,760
  8. Bertie County One-Unit Limit $331,760
  9. Bladen County One-Unit Limit $331,760
  10. Brunswick County One-Unit Limit $331,760
  11. Buncombe County One-Unit Limit $331,760
  12. Burke County One-Unit Limit $331,760
  13. Cabarrus County One-Unit Limit $331,760
  14. Caldwell County One-Unit Limit $331,760
  15. Camden County One-Unit Limit $458,850
  16. Carteret County One-Unit Limit $331,760
  17. Caswell County One-Unit Limit $331,760
  18. Catawba County One-Unit Limit $331,760
  19. Chatham County One-Unit Limit $414,000
  20. Cherokee County One-Unit Limit $331,760
  21. Chowan County One-Unit Limit $331,760
  22. Clay County One-Unit Limit $331,760
  23. Cleveland County One-Unit Limit $331,760
  24. Columbus County One-Unit Limit $331,760
  25. Craven County One-Unit Limit $331,760
  26. Cumberland County One-Unit Limit $331,760
  27. Currituck County One-Unit Limit $458,850
  28. Dare County One-Unit Limit $331,760
  29. Davie County One-Unit Limit $331,760
  30. Davidson County One-Unit Limit $331,760
  31. Duplin County One-Unit Limit $331,760
  32. Durham County One-Unit Limit $414,000
  33. Edgecombe County One-Unit Limit $331,760
  34. Forsyth County One-Unit Limit $331,760
  35. Franklin County One-Unit Limit $353,050
  36. Gaston County One-Unit Limit $331,760
  37. Gates County One-Unit Limit $458,850
  38. Graham County One-Unit Limit $331,760
  39. Granville County One-Unit Limit $414,000
  40. Greene County One-Unit Limit $331,760
  41. Guilford County One-Unit Limit $331,760
  42. Halifax County One-Unit Limit $331,760
  43. Harnett County One-Unit Limit $331,760
  44. Haywood County One-Unit Limit $331,760
  45. Henderson County One-Unit Limit $331,760
  46. Hertford County One-Unit Limit $331,760
  47. Hoke County One-Unit Limit $331,760
  48. Hyde County One-Unit Limit $483,000
  49. Iredell County One-Unit Limit $331,760
  50. Jackson County One-Unit Limit $331,760
  51. Johnson County One-Unit Limit $353,050
  52. Jones County One-Unit Limit $331,760
  53. Lee County One-Unit Limit $331,760
  54. Lenoir County One-Unit Limit $331,760
  55. Lincoln County One-Unit Limit $331,760
  56. Macon County One-Unit Limit $331,760
  57. Madison County One-Unit Limit $331,760
  58. Martin County One-Unit Limit $331,760
  59. Mcdowell County One-Unit Limit $331,760
  60. Mecklenburg County One-Unit Limit $331,760
  61. Mitchell County One-Unit Limit $331,760
  62. Montgomery County One-Unit Limit $331,760
  63. Moore County One-Unit Limit $331,760
  64. Nash County One-Unit Limit $331,760
  65. New Hanover County One-Unit Limit $331,760
  66. Northampton County One-Unit Limit $331,760
  67. Onslow County One-Unit Limit $331,760
  68. Orange County One-Unit Limit $414,000
  69. Pamlico County One-Unit Limit $331,760
  70. Pasquotank County One-Unit Limit $765,600
  71. Pender County One-Unit Limit $331,760
  72. Perquimans County One-Unit Limit $765,600
  73. Person County One-Unit Limit $414,000
  74. Pitt County One-Unit Limit $331,760
  75. Polk County One-Unit Limit $331,760
  76. Randolph County One-Unit Limit $331,760
  77. Richmond County One-Unit Limit $331,760
  78. Robeson County One-Unit Limit $331,760
  79. Rockingham County One-Unit Limit $331,760
  80. Rowan County One-Unit Limit $331,760
  81. Rutherford County One-Unit Limit $331,760
  82. Sampson County One-Unit Limit $331,760
  83. Scotland County One-Unit Limit $331,760
  84. Stanly County One-Unit Limit $331,760
  85. Stokes County One-Unit Limit $331,760
  86. Surry County One-Unit Limit $331,760
  87. Swain County One-Unit Limit $331,760
  88. Transylvania County One-Unit Limit $331,760
  89. Tyrrell County One-Unit Limit $331,760
  90. Union County One-Unit Limit $331,760