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New Jersey Home Loan Information

Located on the beautiful coast of the Atlantic Ocean, the state of New Jersey is an epicenter of art, culture, and nature. Located within driving distance of several of the largest cities in the United States, New Jersey also features its own bustling cities. The state offers a variety of resources, including public transportation options, several airports, and several train stations. Great food and friendly people can be found in almost every city and small town in the state. The state is home to several top colleges and universities, including Princeton University and Rutgers University.

Visit or live in one of the amazing cities in New Jersey, where you are sure to have a great time! Newark is the most populated city in the state, and offers some of the best dining and shopping options. Popular attractions in Newark include the New Jersey Performing Arts Center, Newark Symphony Hall, Newark Museum, and many more. Newark is also a hotspot of sports-lovers, featuring several professional sports teams and stadiums. Don’t miss out on any of the exciting festivals held in Newark, including the Geraldine R. Dodge Poetry Festival and the Portugal Day Festival. Jackson Township is home to a multitude of great attractions for families, including Six Flags Great Adventure and Jackson Premium Outlets. Other great cities in New Jersey include Jersey City, Trenton, and Princeton.

In addition to its exciting indoor attractions, New Jersey is also a hotspot for nature-lovers. Cape May is one of the most beautiful waterways in the area, offering amazing views of wetlands and local wildlife. The state is home to several beaches, each with a personality all their own. Sandy Hook is a popular beach for families, featuring many great shops and dining options nearby. Enjoy a quiet day on the beach and an amazing sunset on Long Beach Island. The beaches of New Jersey also feature several historic lighthouses. The Appalachian National Scenic Trail runs through the state, and is one of the most popular places for hiking in the country. Other great outdoor spots in the state include the Delaware National Scenic River, Great Egg Harbor River, and New Jersey Pinelands National Reserve.

Take the First Step to Buying a Great Home

Contact FedHome Loan Centers to be matched with a licensed real estate agent.

2020 New Jersey FHA, USDA and VA Loan Limits (by county):

As of 2020, all counties come with $0 down and a $3 million loan limit.

  1. Atlantic County $331,760
  2. Bergen County $765,600
  3. Burlington County $408,250
  4. Camden County $408,250
  5. Cape May County $414,000
  6. Cumberland County $331,760
  7. Essex County $765,600
  8. Gloucester County $408,250
  9. Hudson County $765,600
  10. Hunterdon County $765,600
  11. Mercer County $345,000
  12. Middlesex County $765,600
  13. Monmouth County $765,600
  14. Morris County $765,600
  15. Ocean County $765,600
  16. Passaic County $765,600
  17. Salem County $408,250
  18. Somerset County $765,600
  19. Sussex County $765,600
  20. Union County $765,600
  21. Warren County $372,600

Easily find the perfect home with FedHome Loan Centers!