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Morgan County, Alabama FHA, VA, and USDA Loan Information

2020 Morgan County Government Home Loan Limits

FHA Loan Limit $331,760 (Single family residence) / $424,800 (Duplex) / $513,450 (Triplex) / $638,100 (Fourplex)
USDA Loan Limit $251,862
VA Home Loan Limit $0 down up to $3,000,000 / 2 open VA loans at one time $510,400 *(Call 888-573-4496 for details).

USDA Loans

USDA Eligible zip codes in the county are: 35601, 35602, 35603, 35609, 35619, 35621, 35622, 35640, 35670, 35673, 35699, 35754, 35775

If you are looking for a place with that “hometown feeling,” then be sure to check out Morgan County. The county is home to some of the most amazing attractions in the state, which include several historical structures. Outdoor-lovers are sure to always enjoy Morgan County, thanks to its many beautiful recreational areas. Be sure to attend all of the exciting festivals held the county for some fun for the whole family. Morgan County was officially created in June 14, 1821, and was named after General Daniel Morgan, who fought in the American Revolutionary War. The current population of Morgan County is 119,787.

You can’t miss out on any of the amazing attractions in Morgan County, where you are sure to always have a great time. The Old State Bank is just one of the amazing historical landmarks in the county, and was built more than 170 years ago! Be sure to visit the local recreation complex for some fun and exercise. Featuring a large pool, basketball courts, physical fitness programs, and more, the recreation complex has something for everyone! Other interesting attractions in the county include the Cotaco Opera House, Col. Francis Dancy House, Forest Home, and many more.

If you are a fan of being outside on a nice day, then be sure to check out all of the beautiful outdoor areas in Morgan County. The Tennessee River is a favorite spot of locals to visit on a warm summer day. Featuring excellent opportunities for boating, fishing, swimming, and more, you are sure to always have a great time at the Tennessee River. The surrounding forests of the Tennessee River offer some of the best hiking and camping opportunities. If you are an avid hunter, you will enjoy the many great hunting spots in Morgan County.

Celebrate like a local at one of the many festivals and events held in Morgan County throughout the year. The Alabama Jubilee Hot Air Balloon & Music Festival has something for people of all ages, featuring a multitude of beautiful balloons and some of the best musicians from all over Alabama. Riverfest is a great festival for celebrating the local landscape and wildlife, featuring informational tours, games, great food, and more! Learn more and have fun at the Annual Battle for Decatur Civil War Reenactment. Other great attractions held in the county include the Southern Wildlife Festival and the Spirit of America Festival.

Find Your Dream Home

Contact FedHome Loan Centers to be matched with a licensed real estate agent.

Morgan County Properties

Decatur, Hartselle, Eva, Falkville, Priceville, Somerville, Trinity

35603, 35602, 35619, 35622, 35175, 35621, 35640, 35087, 35670, 35673, 35019, 35601

Speak with a helpful representative at FedHome Loan Centers for a list of great homes in your area.

Morgan County Condos

Call FedHome Loan Centers to get a condo approved.