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Montague County, Texas (FedHome Loan Centers)

The 2019 $0 down, federal home loan limit for Montague County is $314,827.

Montague County exists in northern Texas. Its boundary ends at the Texas and Oklahoma state line. The county has a population of 19,720 and the total area is 938 square miles. The county was created in 1857 and was named after a soldier of the Mexican-American War, Daniel Montague.

The county seat is Montague (population 400). Its biggest town is Bowie (population 5,220). Montague County also has the communities of Nocona (population 3,035) and St. Jo (population 1,000). Nocona Hills (population 675) and Sunset (population 340) are much smaller. There are also several other unincorporated developments in the county.

Montague has grown minimally over the years. It remains small, however, the census-designated place has seen an increase in the number of people from the 2010 and 2000 census. Montague was developed in 1858 after the land was donated to locals from the state of Texas. The small community is serviced by the Montague Independent School District which educates children eighth grade and below. Older students attend high school at nearby Nocona.

Bowie is the largest town in Montague County. It is not to get confused with Bowie County, which is in northeastern Texas and includes the Texas and Arkansas border town of Texarkana. Bowie received a lift from the arrival of the Fort Worth and Denver Railway in the late-19th century. The city has its own independent school district as well as a satellite campus of North Central Texas College. 

Montague County is home to part of the Lyndon B. Johnson National Grassland. The grassland is part of the Great Plains of northern Texas. It exists near Decatur and is primary used for outdoor recreation. Local residents of the county enjoy visiting Lyndon B. Johnson National Grassland where hiking, horseback riding, fishing, hunting, and camping are common. Ranches also continue to use the land for livestock. What is unique about Lyndon B. Johnson is that camping is free, and practically available in any part of the territory.

Montague County has quick access to many other open spaces in Texas and Oklahoma. Lake Texoma is within a day’s drive of the county. The Red River connects residents of Montague County to the massive lake which is east of St. Jo. Lake Murray State Park and Tishomingo National Wildlife Refuge are also within driving distance.

Residents of Montague County can reach several big cities in a fair amount of time. Fort Worth exists south of the county and is 80 miles away. Dallas is a little further east and approximately 100 miles away. Those that opt to venture north can reach Oklahoma City in about 155 miles. Directly east and west of the county is extremely rural with very few towns outside of Wichita Falls and Lawton. The county is also not far west of Interstate 35 which leads south toward Dallas-Fort Worth and north toward Oklahoma City.

There are six connecting counties to Montague County. Jefferson County and Love County are both in Oklahoma, and exist to the north and northeast. The surrounding counties of Cooke, Wise, Clay, and Jack all are in Texas.


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Montague County Property Search 

Bowie, Forestburg, Montague, Nocona, Ringgold, Saint Jo, Sunset 

76230, 76239, 76251, 76255, 76261, 76265, 76270 

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Montague County Condo Search 

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Montague County Loan Limits  

FHA: $314,827 

USDA: $251,862 

VA: $484,350 


FHA Loan Limits

One-Unit: $314,827 

Two-Units: $403,125 

Three-Units: $487,250 

Four-Units: $605,525 


USDA Loan Limit 

Very Low Income: $29,500 

Low Income: $47,200 

Mod. Income Guar Loan: $86,850 

USDA Eligible zip codes: 76230, 76239, 76251, 76255, 76261, 76265, and 76270

Contact FedHome Loan Centers at 877-432-5626 today!