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Milam County, Texas (FedHome Loan Centers)

The 2019 $0 down, federal home loan limit for Milam County is $314,827.

Milam County is situated in central Texas, northeast of Austin. The county has a population of 24,760 and a total area of 1,022 square miles. The county was established in 1834. It was previously a municipality of Mexico, but eventually settled as a Texas establishment in 1837. It is named after an early settler of the region and member of the Texas Revolution – Benjamin Rush Milam. 

The county seat is Cameron (population 5,770). Rockdale is larger with a population of 5,850. The other towns in Milam County include Thorndale (population 1,335), Milano (population 425), and Buckholts (population 400). A small part of Thorndale is also located in Williamson County along the western boundary. There are several unincorporated communities in the county.

Cameron is named after a Scottish highlander who was involved in the Texas Revolution and also served during the Mier Expedition with the war with Mexico. Cameron was founded in 1846 on the Little River. The Gulf, Colorado, and Santa Fe Railway was instrumental in improving the local economy during the late 19th century. Cotton was the primary crop harvested in the 19th century with an oil boom in the early-20th century taking over control of the land. The Minerva-Rockdale Oil Field was discovered in 1921, while several milk producers arrived during the 1930s.

Cameron has always had outside competition with Rockdale, which is south of Cameron on U.S. Highway 77. Rockdale is about 40 miles west of College Station, home of the University of Texas A&M. Rockdale was developed after the establishment of the International-Great Northern Railroad. Rockdale has comparable temperatures to the rest of surrounding Texas. The summers are hot and humid, though winters are mild to cool. The population of Rockdale has slightly increased since the 1990s. The anticipated 2020 population has it at about 5,650 people, up from 5,595 in 2010. 

Rockdale once served as the site of the Alcoa aluminium smelting facility which provided a ton of jobs to locals. However, the smelting operations were recently halted in 2008. It eventually closed completely in 2014. However, the local economy continues to get supported by the Sandow Power Plant, which employs over 450 people in the region. 

The city is serviced by the Rockdale Independent School District. The Rockdale Reporter continues to provide a newspaper while the primary radio station is KRXT. Milam County is home to some famous people, including Mary Sue Whipp Hubbard (wife of L. Ron Hubbard), George Sessions Perry (author), and Dan Kubiak (former member of the Texas House of Representatives). 

The other schools districts in Milam County include: Cameron ISD, Buckholts ISD, Gause ISD, Milano ISD, and Thorndale ISD. The county has four primary highways: U.S. Highway 77 (north and south), U.S. Highway 190 (northwest to southeast), U.S. Highway 79 (primarily east and west), and State Highway 36 (south of Milano). The county is 70 miles northeast of Austin, Texas.


Find Amazing Homes in Milam County, TX 

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Milam County Property Search 

Buckholts, Burlington, Cameron, Milano, Rockdale, Thorndale, Cause 

76518, 76519, 76520, 76556, 76567, 76577, 77857 

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Milam County Condo Search 

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Milam County Loan Limits  

FHA: $314,827 

USDA: $251,862 

VA: $484,350 


FHA Loan Limits

One-Unit: $314,827 

Two-Units: $403,125 

Three-Units: $487,250 

Four-Units: $605,525 


USDA Loan Limit 

Very Low Income: $30,100 

Low Income: $48,150 

Mod. Income Guar Loan: $86,850 

USDA Eligible zip codes: 76518, 76519, 76520, 76556, 76567, 76577, and 77857

Contact FedHome Loan Centers at 877-432-5626 for more information!