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Midland County, Texas (FedHome Loan Centers)

2020 Midland County Government Home Loan Limits

FHA Loan Limit $341,550 (Single family residence) / $437,250 (Duplex) / $528,500 (Triplex) / $656,800 (Fourplex)
USDA Loan Limit $ 254,840
VA Home Loan Limit $0 down up to $3,000,000 / 2 open VA loans at one time $510,400 *(Call 888-573-4496 for details).

Midland County is situated in west-central Texas. It includes its own major city of Midland, and the county is directly east of Odessa. The county has a population of 172,580. The total area of the county is 900 square miles. The county seat is Midland. The county gets its name from being midway, or halfway, between El Paso (to the west) and Fort Worth (to the east). Fort Worth is 310 miles from Midland County while El Paso is 316 miles away.

Midland County was created in 1885. Its location was important to the Texas and Pacific Railway. The county is part of the Midland metropolitan statistical area and also combined into the statistical area with Odessa. The Midland-Odessa combined statistical area accounts for over 320,500 people. Odessa is one of the fastest growing cities in the United States, and Midland is not far behind it. 

Midland is located on the Southern Plains of Texas. Though a small portion of the city extends into Martin County, it is considered primarily a representation of the county. The population of Midland is 133,000 people. It is the 24th most populous city in the state. Midland can attribute much of its financial well-being to an oil boom. The Spraberry Trend is the third largest oil field in the United States.

“Midlanders” as locals are nicknamed live in a thriving community with a convenient location between El Paso and Fort Worth off Interstate 20. The Texas and Pacific Railroad was established there in 1881, and has since been an important place for commerce. Midland is the hometown of former First Lady Laura Bush. President George H.W. Bush and his son, George W. Bush, also previously lived in Midland. 

Midland is also nicknamed “The Tall City” for its downtown skyline. Almost all of the skyscrapers were built during the Permian Basin oil and gas boom. The Wilco Building was the tallest building in Midland for decades until it was replaced by the Bank of America Building (332 feet high). It is one of the tallest structures in the United States between Fort Worth, Texas and Phoenix, Arizona. 

The thriving community once had the lowest unemployment rate in the United States (during 2014) and continues to have a strong economy. The top employers include Midland Independent School District, Dawson Geophysical, Midland Memorial Hospital and Medical Center, City of Midland, Midland College, and Baker Hughes. 

The city is home to Midland College which was established in the early-1970s. The main campus is over 704,000 square feet, and additional campuses are in Fort Stockton, Texas. Midland College has over 100 degrees offered to students. The Chaparrals compete in the Western Junior College Athletic Conference. The athletic programs have won over 20 national championships and compete in sports like baseball, basketball, softball, volleyball, and golf. The campus is also home to the McCormick Gallery, one of the most popular art galleries in the city. 

Midland is situated along the southern edge of the Llano Estacado. The scenic setting overlooks the Permian Basin and its rich supply of natural energy. Midland County has long been supported by petroleum exploration and extraction, and the history of the industry is highlighted at the Permian Basin Petroleum Museum off I-20. 

Find Your Piece of Paradise

FedHome Loan Centers has assistance available for getting a new home loan and helping finance it. It is easy to apply for a home loan through FedHome Loan Centers. 

Midland County Property Search 


79701, 79702, 79703, 79704, 79705, 79706, 79707, 79708, 79710, 79711, 79712 

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Midland County Condo Search 

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USDA Loan Limit 

Contact FedHome Loan Centers at 877-432-5626 for more information and to confirm eligibility.