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Menard County, Texas (FedHome Loan Centers)

The 2019 $0 down, federal home loan limit for Menard County is $314,827.

Menard County is located in central Texas. It is situated along the Edwards Plateau, and iconic feature of middle Texas. The Edwards Plateau also exists in southern and western Texas. The Llano Estacado connects to it along the northern edge. Edwards Plateau is known for its heavy concentration of limestone as well as numerous caves. The county is northwest of both Austin and San Antonio.

Menard County has a population of just 2,245. It is one of the smaller counties in terms of number of people though the land size is broader with 902 square miles. The county was founded in 1858, yet not fully organized until 13 years later. It is named after Michel Branamour Menard, the creator of Galveston, Texas. The county seat is Menard.

The county was originally inhabited by Native Americans. The tribes included noteworthy ones like the Apache and Comanche. Spanish travelers began to visit the region in the 18th century. After Spanish legends claimed there was silver in the land, numerous people flocked to the area to strike rich. The San Saba valley began to get noticed for oil and gas production in the 1960s. Natural energy extraction has remained common in Menard County, including heavy production in the 1980s. 

Menard County is remote yet has several important passages that travel through the land. U.S. Highway 83 (north and south through Menard), U.S. Highway 190 (east and west, just north of Menard), and State Highway 29 (venturing east off U.S. Hwy 83 to Hext) are the most important thoroughfares.  

Menard is the largest community in the county. The population of Menard is 1,655. Menard is based along the banks of the San Saba River. It is also at the important regional junction of U.S. Highway 83 and U.S. Highway 190. Menard is about 140 miles northwest of Austin. San Antonio is further south, approximately 145 miles away. 

The small town utilizes the Menard Independent School District for all public education in the area. The Menard High School Yellow Jackets are a popular team to follow for locals on game nights. Menard High School is classified as a 1A school by the UIL. Other area attractions include the Jim Bowie Trail Ride (which takes place in September) and the Silver Mine Classic Lamb Show (which takes place in October). 

In terms of outdoor recreation there is plenty of open space in Menard County yet the vast majority of it is private land. The nearest designated recreation area is north in San Angelo. San Angelo State Park and O C Fisher Lake are a good place for a weekend getaway. Twin Buttes Reservoir and Lake Nasworthy are also in the region. O.H. Ivie Lake is another popular place for outdoor refuge, east of Paint Rock, Texas. 

San Antonio is quickly accessible via Interstate 10 which exists south of Menard County, right outside Junction, Texas. San Antonio is the place to get big city culture with numerous shopping, dining, and entertainment options. San Antonio is also the home of the Spurs NBA franchise which has won multiple World Championships in the last few decades. 


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FedHome Loan Centers can connect you with the right people to find your dream home. It is simple to apply for a new home loan through our organization.  


Menard County Property Search 

Fort Mc Kavett, Hext, Menard 

76841, 76848, 76859 

Contact FedHome Loan Centers today for help finding the perfect home!


Menard County Condo Search 

Receive a list of the best condos available in Menard County by contacting FedHome Loan Centers


Menard County Loan Limits  

FHA: $314,827 

USDA: $251,862 

VA: $484,350 


FHA Loan Limits

One-Unit: $314,827 

Two-Units: $403,125 

Three-Units: $487,250 

Four-Units: $605,525 


USDA Loan Limit 

Very Low Income: $29,350 

Low Income: $46,950 

Mod. Income Guar Loan: $86,850 

USDA Eligible zip codes: 76841, 76848, and 76859

Contact FedHome Loan Centers at 877-432-5626 for more information and to confirm eligibility.