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Mason County, Texas (FedHome Loan Centers)

The 2019 $0 down, federal home loan limit for Mason County is $314,827.

Mason County is located in central Texas as part of the noteworthy Edwards Plateau. The county is small with a population of just 4,000 people. The total land size of the county is 932 square miles. The county was established in 1858 and the county seat is Mason.

The area is named after Fort Mason, an iconic structure within Mason County. The fort was constructed in 1851, and named after a U.S. Army second lieutenant killed during the Mexican-American War. Fort Mason was originally designed to serve as a place to protest interests against Native Americans.  

However, the Confederate Army took control of the structure in 1861, during the American Civil War. Legendary Confederate soldiers like Robert E. Lee, Earl Van Dorn, and George H. Thomas previously lived at the fort. Later, the U.S. Army used Fort Mason until it was closed for good in 1871. Today, it is possible to visit the structure and walk through the Fort Mason Museum. 

Oil and gas was first discovered in Mason County in 1919. Like a lot of Texas the early production of the county was known for natural energy extraction. U.S. Highway 87 (north and south through Mason), U.S. Highway 377 (west of Mason), State Highway 29 (east of Mason), and State Highway 71 (along the northeast corner by Pontotoc) were all critical roads built in the area to support the local economy.

Mason County is 118 miles to Austin, Texas. San Antonio, Texas is nearly the same distance away yet more south. Dallas and Fort Worth are within a day’s drive at 235 miles. The county is adjacent to six other counties in Texas. These include McCulloch County and San Saba County (to the north), Gillespie County and Kimble County (to the south), Llano County (to the east), and Menard County (to the west).

Mason is the largest community in the county. It is has a population of 2,115 based on data collected from the 2010 census. Mason is known for its agriculture, along with the rest of the county. The small town exists on Comanche Creek, southwest of Mason Mountain. The area started to get developed under the protection of nearby Fort Mason which helped protect white settlers from Lipan Apache, Kiowa, and Comanche tribes. Early settlers of the county were largely of German heritage which provoked some conflicts at the start of World War II.

Public education in the town is supported by the Mason Independent School District. Mason High School is nicknamed the Punchers. The high school is classified as 2A by the UIL. The Punchers have been successful in high school football – which is king in Texas – having won state championships in 2011 and 2018. The football program was also state finalists in 2008 and 2014.  

Jacob Bickler (founder of two Austin academies), Fred Gipson (author of “Old Yeller”), J. Marvin Hunter (author and journalist), Anna Mebus Martin (entrepreneur), Rebecca Tobey (artist), and Hugh Wolfe (football player) all were born or previously lived in Mason County. 


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Mason County Property Search 

Art, Fredonia, Mason, Pontotoc 

76820, 76842, 76856, 76869 

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Mason County Condo Search 

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Mason County Loan Limits  

FHA: $314,827 

USDA: $251,862 

VA: $484,350 


FHA Loan Limits

One-Unit: $314,827 

Two-Units: $403,125 

Three-Units: $487,250 

Four-Units: $605,525 


USDA Loan Limit 

Very Low Income: $30,900 

Low Income: $49,450 

Mod. Income Guar Loan: $86,850 

USDA Eligible zip codes: 76820, 76842, 76856, and 76869

Contact FedHome Loan Centers at 877-432-5626 today!