2020 Marion County Government Home Loan Limits
FHA Loan Limit $331,760 (Single family residence) / $424,800 (Duplex) / $513,450 (Triplex) / $638,100 (Fourplex)
USDA Loan Limit $251,862
VA Home Loan Limit $0 down up to $3,000,000 / 2 open VA loans at one time $510,400 *(Call 888-573-4496 for details).
Marion County is an oddly shaped long and horizontal piece of land in East Texas. The county was created in 1860. The territory is named after Francis Marion, a American Revolution war general that was nicknamed “Swamp Fox”. The population of the county is 10,550 while the total area is 420 square miles. The county seat is Jefferson.
Modern day Marion County was previously occupied by Native Americans. Local historians say the Caddoan Mississippian farming culture dates back as far as 200 BCE. The land was first explored by Spanish European explorers in the mid-16th century. After the Caddo were relocated to Indian reservations the land began to get developed out of Cass County. Slavery was not uncommon in the early days of Marion as many migrants came from other southern states. In fact, a little more than half of the population were slaves in 1860.
Jefferson is the largest community in Marion County with a population of 2,100. Jefferson is most well known as a tourist destination given its number of famous attractions. Jay Gould’s Railroad Car, Jefferson Carnegie Library, Stern Fountain, and the House of the Four Seasons are among the top draws. Visitors also like flocking to Marion County to witness the Big Cypress Bayou located in and around Jefferson.
Jefferson is incredibly historical as it is not uncommon to find most downtown buildings with some type of historical marker. Jefferson was established in 1841, along the Red River. The Red River was notorious for a natural dam on the river also known as the Red River Raft, or Great Raft. It helped support the nearby water levels of Caddo Lake, another popular area attraction.
Thanks to the Great Raft and Big Cypress Bayou, locals were able to ship commercial goods from Jefferson to other important ports in the Midwest and South like St. Louis and New Orleans. In fact, Jefferson was one of the most important port communities in Texas for several decades in the 19th century. At one time the population of Jefferson was close to 30,000 people and was one of the largest towns in Texas. However, travel was eventually reduced after the Great Raft was eliminated from the region and shipment of goods to other port cities was impossible.
Jefferson continues to act as important destination in East Texas, close to Louisiana and Arkansas state borders. Jefferson has hosted the Pulpwood Queens Book Club Girlfriend Weekend’s Annual Conference, which attracts writers from all over the country. The event is reaching close to twenty years now. Other popular area events include Mari Gras Upriver, Diamond Don’s Vintage Motocross, History, Haunts, and Legends, Historical Pilgrimage, Corvette Car Show, Bigfoot Conference, Taste of Jefferson, and Texas Sounds International Country Music Awards.
Marion County is primarily supported by the Jefferson Independent School District for public education. In 1986, the Jefferson High School football team went a perfect 16-0 and won the 3A state championship. The team continues to inspire youngsters that seek to continue the rich tradition of high school football in the state of Texas.
Marion County also houses the vast majority of Lake O’ The Pines along the northwestern corner of the county. Meanwhile, half of Caddo Lake is in the county while the rest of the body of water extends into Louisiana. Caddo Lake State Park opened in 1924. Caddo Lake is one of only a few natural lakes in Texas. The park consists of over 8,250 acres which includes a maze of bayous and sloughs that composes a portion of the 26,810 acres of cypress swamp in the region. Caddo Lake is very shallow with the average depth at just 8-10 feet. Anglers like to fish its waters for largemouth bass, white bass, and crappie. Sightings of alligators have also been spotted in Caddo Lake State Park.
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USDA Loan Limit
USDA Eligible zip codes in Marion County are: 75564, and 75657
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