A 3rd party broker that specializes in mortgages guaranteed by the US government

Lynn County, Texas (FedHome Loan Centers)

The 2019 $0 down, federal home loan limit for Lynn County is $314,827.

Lynn County is located south of Lubbock via U.S. Highway 87. The square territory has a total land size of close to 900 square miles. The population of the county is sparse with only 5,915 people reported in the most recent census. Regardless of its small size the county is included with Crosby and Lubbock counties to form the Lubbock metropolitan statistical area (MSA). The county was created in 1876, yet was not fully organized until after the turn of the 20th century. The county seat is Tahoka.

Lynn County was once one of the 30 “dry counties” in the state of Texas. Dry counties prohibited the sale of alcohol, however, that rule has since been reversed in Lynn. The history of the county is highlighted at O’Donnell Heritage Museum and Tahoka Pioneer Museum. Native Americans were the original inhabitants of modern day Lynn County. White settlers began to arrive in the early-1880s. Cattle and sheep ranching was extremely popular in the 20th century, and includes several large-scale ranches like The Square Compass Ranch. Cotton farming was also vital to 20th century economy, while oil extraction began to take place in the 1950s.

The territory is marked by several important geographical features. Tahoka Lake, Guthrie Lake, and Double Lakes all exists outside of Tahoka and are popular bodies of water for outdoor recreation. Double Mountain Fork on the Brazos River is also evident in Lynn County. The other famous natural landmark is Caprock Escarpment, which sits along the eastern edge of Lynn County. 

Lynn County is serviced by two major thoroughfares. U.S. Highway 87 is instrumental in taking locals north toward Lubbock (30 miles away). It continues south toward Midland, which is approximately 90 miles from Tahoka. U.S. Highway 380 is the most important east and west road, taking travelers west toward the Texas and New Mexico state border, and east toward Post, Texas. 

Tahoka (population 2,675) is the biggest city in Lynn County. O’Donnell (population 1,010), Wilson (population 530), and New Home (population 335) are the three other recognized towns in Lynn County. A small portion of O’Donnell also exists in Dawson County (to the south). Lynn County also has several unincorporated communities including New Lynn, Grassland, Draw, and Wayside. 

The population of Tahoka has been on a slight decline since the beginning of the 21st century. It is noteworthy as the home of James Gill (artist), E L Short (famous Texas rancher), and Val Joe Walker (former NFL player). The small city uses the Tahoka Independent School District to supervise public education. 

Of the over 2,500 people that lived in Tahoka during the last census there were 1,063 households claimed. The households claimed that 40 percent had children under the age of 18 living with them. Nearly 55 percent claimed they were married couples living together while 15.6 percent had a female head of household (with no husband present) and 26 percent were non-families. Lynn County reported a senior demographic (65 years and older) at 14.7 percent. 

The County Hospital District helps provide health care in the rural area south of Lubbock. Lynn County is also served by local radio stations KJJT and KPET.


Beautiful Homes are Available in the Area

FedHome Loan Centers has numerous financing opportunities to consider. Complete a quick and straightforward home loan application today to get started. 


Lynn County Property Search 

Odonnell, Tahoka, Wilson 

79351, 79373, 79381 

Speak with a helpful associate at FedHome Loan Centers today!


Lynn County Condo Search 

Receive a list of the best condos available in Lynn County by contacting FedHome Loan Centers


Lynn County Loan Limits  

FHA: $314,827 

USDA: $251,862 

VA: $484,350 


FHA Loan Limits  

One-Unit: $314,827 

Two-Units: $403,125 

Three-Units: $487,250 

Four-Units: $605,525 


USDA Loan Limit 

Very Low Income: $29,350 

Low Income: $46,950 

Mod. Income Guar Loan: $86,850 

USDA Eligible zip codes: 79351, 79373, and 79381

Contact FedHome Loan Centers at 877-432-5626 for more information and to confirm eligibility.