The 2019 $0 down, federal home loan limit for Llano County is $314,827.
Llano County is based in central Texas. It is west of Austin, Texas (80 miles) and north of San Antonio, Texas (105 miles). The county has a population of 19,300 and a total land size of 966 square miles. The county was founded in 1856, and the county seat is Llano.
The territory is named after the Llano River, which is a prominent feature of the land. The Colorado River flows on the other side of the eastern boundary. Lake Lyndon B. Johnson and Buchanan Lake are two other bodies of water in the area.
Llano County was vital during the American Civil War. At the time the territory was on the frontier of the United States. As a result, locals were challenged with handling conflicts both related to the Civil War, but more frequently attacks from Native Americans. After the conclusion of the war, more of the west was settled and led to rancher John Wesley Synder settled in the region. The county previously had a pioneer community called Baby Head in the 1870s. Though the establishment no longer exists the cemetery which created the local folklore of Baby Head is still in existence.
Llano is the largest town in the county with a population of 3,235. Horseshoe Bay (population 3,220) and Sunrise Beach Village (population 715) are the two other recognized towns in Llano County. Meanwhile, the communities of Kingsland, Buchanan Lake Village, and Buchanan Dam are “census designated places”. There are other unincorporated establishments including Castell, Two, and Bluffton.
Llano was founded in 1856, the same year as the county. The small town was originally a frontier trading center yet started to grow as farmers and ranchers arrived. Throughout the 20th century the area has been known for agriculture and granite production.
Llano County is sometimes called the “Deer Capital of Texas”. According to reports, the density of deer in the Llano Basin is among the highest in the nation. Hunters from all over the state, some even outside Texas, purchase licenses to hunt deer as well as dove, quail, turkey, and feral pig.
Fishing is another popular outdoor activity. Llano River produces big catches. Also, there are three Texas Highland Lakes in the area (Lake LBJ, Inks Lake, and Lake Buchanan). Llano County is also popular for bird watching and golfing. Bald eagles migrate to the county during the winter. Residents of Llano and Horseshoe Bay also like to golf. The Llano River Golf Course is the most popular 18-hole course.
Each year there is plenty to do in Llano County. The Llano County Rodeo and Parade takes place each summer is a hot ticket. Also, Rock’n Riverfest and Llanto Trail of the Deer Community Art Project take place during the summer. In the fall, Chuck Wagon Cook-Off is popular with locals. Several art events including @LAST Llano Art Studio Tour, Bluebonnet Trail Art & Craft Show, and Llano Earth Art Fest highlight local arts.
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Llano County Property Search
Castell, Valley Spring, Blufton, Buchanan Dam, Kingsland, Llano, Horseshoe Bay, Tow
76831, 76885, 78607, 78609, 78639, 78643, 78657, 78672
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Llano County Loan Limits
FHA Loan Limits
USDA Loan Limit
Very Low Income: $32,200
Low Income: $51,500
Mod. Income Guar Loan: $86,850
USDA Eligible zip codes: 76831, 76885, 78607, 78609, 78639, 78643, 78657, and 78672
Contact FedHome Loan Centers at 877-432-5626 for more information and to confirm eligibility.