The 2019 $0 down, federal home loan limit for Lipscomb County is $314,827.
Lipscomb County exists in the Texas Panhandle, along the very northeastern most part of the region. The county connects to the Texas and Oklahoma state line. It is also not far from Kansas and Colorado. The county has a population of 3,300 and total land size of 932 square miles. The county seat is Lipscomb.
The land was designated in 1876, yet not fully organized until 1887. Lipscomb County is named after a former secretary of state of the Republic of Texas – Judge Abner Smith Lipscomb. Since its early days not a ton of development has occurred. Though, a few important highways have been construction in the region. State Highway 15 is an east and west passage along the northern boundary of the county. U.S. Highway 60 (southeast) and U.S. Highway 83 (southwest) both cross through Lipscomb County for a short amount of time.
Lipscomb County is adjacent to five other countries – two of which are in Oklahoma. Beaver County and Ellis County both exist north and east of the county and exist in Oklahoma. Also, Hemphill County (south), Roberts County (southwest), and Ochiltree County (west) are the three adjacent counties in Texas.
Booker is the largest community in Lipscomb County with 1,315 people. Higgins (population 425), Follett (population 415), and Darrouzet (population 305) are all recognized towns. Lipscomb is one of the smallest county seats in the state with only 40 people. Students of Lipscomb attend nearby Higgins for school.
Booker is the largest town, yet part of its population is also in Ochiltree County. Booker is in the northwestern corner of Lipscomb County, miles away from the Texas and Oklahoma state line. Booker is named after B.F. Booker, a civil engineer for the Panhandle and Santa Fe Railway.
A running joke in Booker is the billboards posted along the west and east ends of the town which read “Booker: Next 9 Exits”. The billboards along Texas State Highway 15 are designed to reference all nine streets that exist north and south in Booker. Booker has its own Independent School District. Brent Guy, former head football coach at Utah State University is from Booker.
Lipscomb County reported 1,205 households and 845 families in the most recent census. The population density is three people per square mile. The average housing density is two per square mile. The remote chunk of land in the Texas Panhandle reports 32% of all households containing at least one child under the age of 18 living with them. 62% of all households are composed of married couples. Nearly 30% are “non-families” with 28% made up of individuals. The county also notes that 16% of its residency are people age 65 or over.
Lipscomb County exists northwest of Black Kettle National Grassland and east of Rita Blanca National Grassland. Booker is 130 miles from Amarillo, to the southwest.
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Booker, Darrouzett, Follett, Higgins, Lipscomb
79005, 79024, 79034, 79046, 79056
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Lipscomb County Loan Limits
FHA Loan Limits
USDA Loan Limit
Very Low Income: $39,650
Low Income: $63,450
Mod. Income Guar Loan: $91,200
USDA Eligible zip codes in Lipscomb County are: 79005, 79024, 79034, 79046, and 79056
Contact FedHome Loan Centers at 877-432-5626 for more information and to confirm eligibility.