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Lavaca County, Texas (FedHome Loan Centers)

The 2019 $0 down, federal home loan limit for Lavaca County is $314,827.

Lavaca County is located in southeast Texas and with a population of 19,260 based on data collected from the most recent census. The total land size of the county is 970 square miles. The territory is named after the Lavaca River which travels from Moulton until reaching the Gulf Coast at Matagorda Bay.

Lavaca County was established in 1846. The region is serviced by several important routes including U.S. Highway 77 (the primary north and south road that travels through Hallettsville) and U.S. Highway 90 (the primary east and west road that also ventures through Hallettsville). Other important area highways include State Highway 111 (which exists along the southern edge of Lavaca County) and State Highway 95 (along the western boundary). 

Hallettsville is the county seat and has a population of 2,550. Meanwhile, the largest city is Yoakum (population 5,815). Shiner (population 2,070) and Moulton (population 950) are the other two recognized towns in the county. The territory also has four unincorporated settlements: Sublime, Breslau, Sweet Home, and Speaks.

Hallettsville is named after an early family that settled in the region. Modern day Hallettsville is most recognized as the home of the Texas Championship Domino Hall of Fame. As a result, it also hosts several domino tournaments each year. Hallettsville also features the festivals Fiddler’s Frolic (April) and Kolache Fest (September).  

The Friench Simpson Memorial Library serves locals along with the Hallettsville Independent School District. The town also has one private school – Sacred Heart Catholic School (Pre-K through 12). Hallettsville was featured in the 2009 horror film of the same name starring Gary Busey. “Ripley’s Believe It or Not!” also featured Hallettsville in an episode for oddly being the “13 City” because in 1913 it has 13 letters in the town name, a population of 1,300, 13 churches, 13 newspapers, and 13 saloons. 

Yoakum is located in both Lavaca County as well as DeWitt County. It exists along its angled western boundary. Yoakum didn’t receive much attention until the San Antonio and Aransas Pass Railway arrived in 1887. The city became official two years later. Its early development included the Tex-Tan Company which produced saddles, harnesses, bridles, belts, and wallets. Yoakum also was known for producing dairy and supporting food processing plants. It was once considered the “Tomato Capital of South Central Texas”. 

Lavaca County exists just south of Interstate 10 – an important thoroughfare that takes travelers west toward San Antonio and east toward Houston. Victoria, Texas is less than an hour away in drive time from Hallettsville. Corpus Christi and the Gulf of Mexico is approximately 135 miles away. Lavaca County is also within a reasonable drive of Texana Park and Campground and Brackenridge Plantation Recreation Area. Matagorda Bay is about two hours away from Lavaca in terms of drive time.

Lavaca County is adjacent to six other counties in Texas. These include Fayette County, Colorado County, and Gonzales County (to the north), as well as Jackson County, Victoria County, and DeWitt County (to the south). 


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Lavaca County Property Search 

Hallettsville, Moulton, Shiner, Yoakum 

77964, 77975, 77984, 77995 

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Lavaca County Condo Search 

Receive a list of the best condos available in Lavaca County by contacting FedHome Loan Centers. 


Lavaca County Loan Limits  

FHA: $314,827 

USDA: $251,862 

VA: $484,350 


FHA Loan Limits

One-Unit: $314,827 

Two-Units: $403,125 

Three-Units: $487,250 

Four-Units: $605,525 


USDA Loan Limit 

Very Low Income: $30,000 

Low Income: $48,000 

Mod. Income Guar Loan: $86,850 

USDA Eligible zip codes: 77964, 77975, 77984, and 77995

Contact FedHome Loan Centers at 877-432-5626 for more information and to confirm eligibility.