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Lampasas County, Texas (FedHome Loan Centers)

The 2019 $0 down, federal home loan limit for Lampasas County is $314,827.

Lampasas County is situated in central Texas. It is northwest of Austin, Texas and west of Waco, Texas. The county is peculiarly shaped. The southern boundary is completely horizontal. Meanwhile, the eastern border is angled while the northern boundary slopes in the other direction. The entire western half is jagged.

Lampasas County has a population of nearly 20,000 people and a total area of 715 square miles. The area is named after the Lampasas River – an important feature of the region. The Edwards Plateau is another important area landmark. The county was founded in 1856, a year that saw many territories become recognized counties in Texas.

Modern day Lampasas County was first inhabited by Native Americans including Comanche, Lipan Apache, and Tonkawa. Though Spanish explorations are said to have ventured through the area the first reported white settlers were in the 1850s. Early pioneers came to Lampasas because of its natural mineral springs. The early days of Lampasas included lumber mills and harvesting of wheat and corn. The Texas Bankers Association – the oldest and largest in the U.S. – originated from Lampasas County. Additionally, the Fort Hood military training base opened its doors for the first time in 1942.

The county seat is Lampasas (population 6,680). Copperas Cove (population 33,000) is the largest city in Lampasas County, however, the vast majority of Copperas Cove resides in Coryell County and is technically considered more part of that district. Kempner (population 1,200) and Lometa (population 855) are two other recognized towns. Bend is one of the most populous unincorporated communities in Texas with a population of 1,680. Part of Bend also exists in San Saba County. 

Lampasas is part of the Killeen-Temple-Fort Hood metropolitan statistical area. It was originally known as Lampasas Springs because of the mineral waters. Lampasas is like nearby Mineral Wells in that it treats locals and visitors alike to mineral springs with a claim to “cure everything”. The mineral water has been sought after for centuries for its healing powers, or simply to relax and unwind.

Lampasas is home to several notable people including stuntman Rick Dennis, gold medal sprinter John Wesley “Lam” Jones, editor of the New York Herald Tribune Stanley Walker, and former NFL players Keith Null and Wondell Ruthledge. Public education is overseen by the Lampasas Independent School District. It is also mentioned in the Hank William Jr. song “Texas Women”. 

Though there are no state or national public spaces within Lampasas County, Colorado Bend State Park exists just outside the southwestern boundary. Buchanan Lake is slightly further south of Colorado Bend State Park. Balcones Canyonlands National Wildlife Area is also within a reasonable drive – nearly halfway between Lampasas and Austin. The metropolitan area of Austin is reachable in a little over an hour. Furthermore, Belton Lake and Stillhouse Hollow Lake are within the Fort Hood Recreation Area to the east of the county.

Lampasas County is serviced primarily by U.S. Highway 183, U.S. Highway 190, and U.S. Highway 281. Lampasas County has six adjoining counties including Hamilton County, Bell County, Burnet County, Coryell County, San Saba County, and Mills County. 


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Lampasas County Property Search 

Kempner, Lampasas, Lometa 

76539, 76550, 76853 

Interested in a house or condo in Lampasas County? Contact FedHome Loan Centers today! 


Lampasas County Condo Search 

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Lampasas County Loan Limits  

FHA: $314,827 

USDA: $251,862 

VA: $484,350 


FHA Loan Limits

One-Unit: $314,827 

Two-Units: $403,125 

Three-Units: $487,250 

Four-Units: $605,525 


USDA Loan Limit 

The USDA loan income limit in Lampasas County are: 

Very Low Income: $29,350 

Low Income: $46,950 

Mod. Income Guar Loan: $86,850 

USDA Eligible zip codes in Lampasas County are: 76539, 76550, and 76853 

Contact FedHome Loan Centers at 877-432-5626 for more information and to confirm eligibility.