2020 Kleberg County Government Home Loan Limits
FHA Loan Limit $331,760 (Single family residence) / $424,800 (Duplex) / $513,450 (Triplex) / $638,100 (Fourplex)
USDA Loan Limit $251,862
VA Home Loan Limit $0 down up to $3,000,000 / 2 open VA loans at one time $510,400 *(Call 888-573-4496 for details).
Kleberg County is located in southern Texas along the Gulf of Mexico. The territory also includes Padre Island National Seashore. The county has a population of 32,060 and total area of 1,090 square miles. The county was created in 1913, making it one of the later territories to join Texas. The county seat is Kingsville. The county represents Kingsville, TX micropolitan statistical area. It is also usually combined to create the Corpus Christi-Kingsville-Alice statistical area.
Even though Kleberg County has nearly 1,100 square miles a vast majority of the land is reserved for King Ranch. The ranch exists between Corpus Christi and Brownsville, and is the largest ranch in the state. King Ranch has over 825,000 acres and dates back to 1853. In addition to having most of the land in the county, the ranch also expands into five other counties (Brooks, Kenedy, Jim Wells, Nueces, and Willacy). King Ranch is unique in that it is not one single contiguous plot of land, but instead broken down into four large divisions Santa Gertrudis, Encino, Norias, and Laureles).
Kleberg County has several important highways that travel through its land. These include U.S. Highway 77 (primary north and south road through Kingsville), State Highway 141 (west of Kingsville), and State Highway 285 (west of Riviera). The county is adjacent to four other counties in Texas: Nueces County (to the north), Kenedy County and Brooks County (to the south), and Jim Wells County (to the west). The Gulf of Mexico borders the eastern boundary.
Kingsville is the largest city in Kleberg County with a population of 26,100. The county also has two census-designated places in Ricardo (population 1,050) and Riviera (population 700). There are also two unincorporated communities in Vattmann and Loyola Beach. Kingsville is on the important U.S. HIghway 77 route between Corpus Christi and Harlingen.
Texas A&M University-Kingsville is the primary highlight of Kingsville along with the Naval Air Station Kingsville – one of two U.S. Navy locations for jet aviation training. Kingsville is unique in that it was created to support a new railroad as well as King Ranch which was already established in the area. Kingsville is approximately 35 miles from Corpus Christi and 90 miles north of Harlingen. It is about the same distance from Laredo (to the east).
The land is defined by the Gulf Coastal Plain, or Coastal Bend. While being bordered by the Gulf and Baffin Bay on the east end, the South Texas Plains exist on the northern side of Kleberg County. The same is true of much of the west and southern portions. Kingsville generates some revenue from tourism due to its proximity to the Gulf of Mexico, yet is also known for agriculture where cotton and sorghum are commonly grown.
There are two school districts that support all public education in Kleberg County (Kingsville ISD and Santa Gertrudis ISD). The county also hosts the Jubilee Academic Center. In addition to Texas A&M University-Kingsville, Coastal Bend College and Irma Lerma Rangel College of Pharmacy are also located in Kleberg County.
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USDA Loan Limit
USDA Eligible zip codes in Kleberg County are: 78832
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