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King County, Washington

2020 King County Government Home Loan Limits

FHA Loan Limit $741,750 (Single family residence) / $949,600 (Duplex) / $1,147,800 (Triplex) / $1,426,450 (Fourplex)
USDA Loan Limit $ 581,220
VA Home Loan Limit $0 down up to $3,000,000 / 2 open VA loans at one time $ 741,750 *(Call 888-573-4496 for details).


King County is one of the largest regions in Washington state based on population. Nearly four million residents live and work in the county, which includes of Seattle, the state’s biggest city. According to recent demographics 65 percent of King County residents live in suburbs yet commute every day to work in downtown Seattle.

King County is often regarded as one of the finest places to live, not only in Washington State, but the entire Pacific Coast. The county is located between the Cascade Mountains and Puget Sound. It offers a rare combination of coastal landscapes with surrounding forests and mountains. 

Seattle is the county seat in King County and is by far its most noteworthy city. It has an estimated 745,000 residents. However, the greater Seattle metropolitan area has a reported population of nearly four million according to census data that was released in 2018. The total brings the Seattle metropolitan area to represent the 15th largest metro area in all of the United States. 

Seattle is rapidly growing. In 2013 it was acknowledged as the fastest-growing major city in the United States and held that honor for nearly two years. The annual growth rate was about 2.1 percent. In 2016, the annual growth rate jumped to 3.1 percent annually.  

The city serves as a major economic center for trade with Asia. It has the fourth-largest port of any North American city. Along with the staples of fishing and logging in the area, Seattle has also become a hub of technological innovation. The city is home to Microsoft, Boeing and Starbucks. Additionally, Seattle serves as the headquarters for Alaska Airlines at SeaTac Airport. 


Today, this metropolitan area reports some of the highest minimum wages in the country. This is partly attributed to the economic revival of the early 2000s in which nearly 50,000 new companies (largely tech giants) opened up shop in Seattle. Amazon was founded there in 1994. Bill Gates is originally from Seattle. 

The city, and its surrounding communities, have a great combination of outdoor activities and a thriving downtown nightlife scene. Seattle has become a steady contributor to the music industry, first with jazz and later with grunge. Legendary bands like Nirvana, Pearl Jam, Soundgarden, Alice in Chains and Foo Fighters all were born out of the Seattle music scene. 

The economic and cultural hub of the Pacific Northwest is also home to Washington University, and many other esteemed educational institutions. King County supports one of the highest standards of living in both Washington State, as well as the nation. It consistently ranks within the Top 100 for highest income communities.  

The Space Needle is one of the most iconic attractions in downtown Seattle. This King County landmark has become one of the most recognizable symbols in the country. Tourists visit from all around the world and enjoy stunning views from the 520-foot Observation Deck. 

Pike Place Market is also legendary within Seattle. It is one of the most frequently visited places among locals and tourists in King County. The market offers fresh seafood daily and plenty of social interaction. Handmade crafts are also on display in the Pike Place Market. 

Families that live in King County enjoy spending a day at Alki Beach. The 2.5 miles of shoreline provide a great location for sunbathing, swimming, walking and other outdoor activities. Meanwhile, the Seattle Aquarium is another common attraction for families. One of the most nationally recognized aquariums, it features glimpses of rare species of marine life. 


Find Your Perfect Home With Our Help

FedHome Loan Centers can help you find the place of your dreams. Contact us today to learn more about financing options. 


King County Property Search 

Auburn, Federal Way, Bellevue, Black Diamond, Bothell, Burton, Carnation, Duvall, Enumclaw, Federal Way, Fall City, Hobart, Issaquah, Kent, Kirkland, Maple Valley, Medina, Mercer Island, North Bend, Pacific, Preston, Ravensdale, Redmond, Redondo, Renton, Seahurst, Snoqualmie, Vashon, Woodinville, Sammamish, Skykomish, Seattle 

98001, 98002, 98003, 98004, 98005, 98006, 98007, 98008, 98009, 98010, 98011, 98013, 98014, 98015, 98019, 98022, 98023, 98024, 90825, 90827, 98028, 98029, 98030, 98031, 98032, 98033, 98034, 98035, 98038, 98039, 98040, 98041, 98042, 98045, 98047, 98050, 98051, 98052, 98053, 98054, 98055, 98056, 98057, 98058, 98059, 98062, 98063, 98064, 98065, 98070, 98071, 98072, 98073, 98074, 98075, 98077, 98083, 98089, 98092, 98093, 98101, 98102, 98103, 98104, 98105, 98106, 98107, 98108, 98109, 98111, 98112, 98113, 98114, 98115, 98116, 98117, 98118, 98119, 98121, 98122, 98124, 98125, 98126, 98127, 98129, 98131, 98132, 98133, 98134, 98136, 98138, 98139, 98141, 98144, 98145, 98146, 98148, 98151, 98154, 98155, 98158, 98160, 98161, 98162, 98163, 98164, 98166, 98168, 98170. 98171, 98174, 98175, 98177, 98178, 98181, 98184, 98185, 98188, 98190, 98191, 98194, 98195, 98198, 98199, 98224, 98288 

Make your home search easy with the help of FedHome Loan Centers.


King County Condo Search  

HUD Condo: 360 Available Info. 

Condo Name (ID): 19TH AVENUE LOFTS, A CONDO*  (S010175 001 ) 

Address: 1812 19TH AVE SEATTLE, WA 98122

Status: Approved

Last Update: Unavailable


Condo Name (ID): 420 MELROSE. A CONDOMINIUM  (S010312 001 )  

Address: 420 MELROSE AVE EAST SEATTLE, WA 98102

Status: Approved

Last Update: Unavailable 


Condo Name (ID): 555 BUILDING  (S013859 001) 

Address: 555 N 105TH ST SEATTLE, WA 98133

Status: Approved

Last Update: Unavailable 


VA Condo: 523 Available Info. 

Condo Name (ID): 10601 BAGLEY AVE NORTH (004503) 

Address: SEATTLE  WA  98000  KING

Status: Accepted Without Conditions 

Last Update: Unavailable

Request Received Date: 11/1/1988

Review Completion Date: 9/6/2002 


Condo Name (ID): 1111 EAST PIKE CONDOS (002518) 

Address: SEATTLE  WA  98122  KING 

Status: Accepted Without Conditions

Last Update: Unavailable

Request Received Date: 11/1/2010

Review Completion Date: Unavailable 


Condo Name (ID): 120TH PLACE (005217) 

Address: CONDOS KIRKLAND  WA  98034  KING

Status: Accepted Without Conditions

Last Update: Unavailable

Request Received Date: 7/21/2015

Review Completion Date: 7/21/2015 


USDA Loan Limit 

USDA Eligible zip codes in King County are:  98010, 98014, 98019, 98022, 98024, 98045, 98050, 98051, 98065, 98070, 98224, 98288 

Contact FedHome Loan Centers at 877-432-5626 for more information and to confirm eligibility.