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Jefferson County, New York Federal Loan Information

2020 Jefferson County Government Home Loan Limits

FHA Loan Limit $331,760 (Single family residence) / $424,800 (Duplex) / $513,450 (Triplex) / $638,100 (Fourplex)
USDA Loan Limit $251,862
VA Home Loan Limit $0 down up to $3,000,000 / 2 open VA loans at one time $510,400 *(Call 888-573-4496 for details).

Jefferson County is located on the northern edge of New York and is home to some of the most beautiful views. Be sure to visit all the scenic outdoor spots spread all over the county, including parks, waterways, and more. A fun time with your friends and family is waiting at any of the great attractions in Jefferson County. A great education is available to everyone in the county, thanks to the many local resources. The county was officially founded in 1805 and was named after President Thomas Jefferson. The current population of the county is 117,635.

If you are a true nature-lover, then you are sure to enjoy any of the beautiful outdoor spots in Jefferson County. Lake Ontario is one of the Great Lakes and brings in visitors from all over for its great views and excellent boating opportunities. From the shores of Lake Ontario, you can enjoy a relaxing job or picnic. More than 1,800 small islands make up the Thousand Islands, which are popular for fishing, camping, hiking, and more. Wellesley Island State Park is home to miles of scenic trails, campgrounds, and more. Other beautiful outdoor spots in the county include Black River, Keewaydin State Park, Westcott Beach State Park, and more.

People of all ages are sure to have a great time at any of the fun attractions in Jefferson County. Boldt Castle is an amazing historic site that has been standing since the early 1900s and features tours, a pool, bowling lanes, and more. See all the amazing boats housed within the Antique Boat Museum, which hosts many boating events throughout the year. Other museums in the county include the Thousand Islands Museum and the Thousand Island Arts Center. For even more fun, be sure to visit the Sci-Tech Museum, Public Square, Wellesley Island, and more.

Get started on your new career by attending one of the excellent higher education options in and nearby Jefferson County. Jefferson Community College offers a variety of great programs, including six online degree programs. Jefferson Community College also offers financial aide programs, an on-campus library, athletic programs, and more. Don’t miss out on any of the exciting events hosted by the local schools, including sporting events, art showcases, stage performances, and more. The county is also home to many educational resources, including several libraries.

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Watertown, Adams, Alexandria, Antwerp, Brownville, Cape Vincent, Champion, Clayton, Ellisburg, Henderson, Hounsfield, Le Ray, Lorraine, Lyme, Orleans, Pamelia, Philadelphia, Rodman, Rutland, Theresa, Watertown, Wilna, Worth

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