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Jefferson County, Alabama FHA, VA, and USDA Loan Information

2020 Jefferson County Government Home Loan Limits

FHA Loan Limit $331,760 (Single family residence) / $424,800 (Duplex) / $513,450 (Triplex) / $638,100 (Fourplex)
USDA Loan Limit $251,862
VA Home Loan Limit $0 down up to $3,000,000 / 2 open VA loans at one time $510,400 *(Call 888-573-4496 for details).


USDA Loans

USDA Eligible zip codes in the county are: 35005, 35006, 35015, 35020, 35021, 35022, 35023, 35036, 35041, 35048, 35060, 35061, 35062, 35064, 35068, 35071, 35073, 35091, 35094, 35111, 35116, 35117, 35118, 35119, 35123, 35126, 35127, 35139, 35142, 35172, 35173, 35180, 35181, 35201, 35202, 35203, 35204, 35205, 35206, 35207, 35208, 35209, 35210, 35211, 35212, 35213, 35216, 35214, 35215, 35217, 35218, 35219, 35220, 35221, 35222, 35223, 35224, 35225, 35228, 35229, 35230, 35231, 35232, 35233, 35234, 35235, 35236, 35237, 35238, 35240, 35243, 35244, 35245, 35245, 35249, 35253, 35254, 35255, 35259, 35260, 35261, 35263, 35266, 35277, 35278, 35279, 35280, 35281, 35282, 35283, 35285, 35286, 35287, 35288, 35289, 35290, 35291, 35292, 35293, 35294, 35295, 35296, 35297, 35298, 35299


Located near the center of Alabama, Jefferson County truly is the heart of the state. The county is home to one of the liveliest cities in the state, Birmingham. There are a multitude of exciting events held in the county that can’t be missed. Be sure to check out all of the amazing attractions, which bring in a multitude of visitors throughout the year. There are many excellent higher education options in Jefferson Parish, great for those interested in going to school! The county was officially established on December 13, 1819, and was named after President Thomas Jefferson. The current population of the county is 659,479.

Be sure to attend as many of the exciting events held in Jefferson County as you can! The Southern Heritage Festival celebrates the Southern culture of Alabama with traditional food, music, games, and more! The Taste of 4th Avenue Jazz Festival has everything music-lovers and food-lovers are sure to enjoy, including talented musical acts and some of the most creative and delicious dishes. The Schaeffer Eye Center Crawfish Boil is another great place for trying local food. Other events held in the county include Do Dah Day, Free the Hops, the Greek Festival, and many more.

There is a huge diversity of attractions in Jefferson County, so everyone is sure to find something they will enjoy. The Birmingham Zoo brings in many tourists throughout the year, featuring a multitude of exciting exhibits and hosting many events throughout the year. Birmingham is known for its excitement and features lively bars, night clubs, casinos, and many other great nightlife options. Birmingham is one of the artistic epicenters of the South, and therefore features great music venues, theatres, art festivals, and more. Jefferson County is also home to many stadiums, which are excellent place to see sporting events.

If you are interested in attending college, then you will appreciate the strong higher education options in Jefferson County. The Alabama School of Fine Arts is the perfect place for those looking to obtain a four-year liberal arts degree. Another great school, which offers many Bachelor’s Degree and Master’s Degree programs is the University of Alabama. The University of Alabama also hosts many cultural events and athletic events throughout the year. Other great schools in Jefferson County include the Cumberland School of Law, Birmingham School of Law, Miles College, and many more!


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Jefferson County Properties

Adamsville, Bessemer, Birmingham, Brighton, Center Point, Clay, Fairfield, Fultondale, Gardendale, Graysville, Helena, Homewood, Hoover, Hueytown, Irondale, Kimberly, Leeds, Lipscomb, Midfield, Mountain Brook, Pinson, Pleasant Grove, Tarrant, Trussville, Vestavia Hills, Warrior, Argo, Brookside, Cardiff, County Line, Maytown, Morris, Mulga, North Johns, Sylvan Springs, Trafford, West Jefferson

35173, 35172, 35181, 35180, 35201, 35203, 35205, 35204, 35207, 35206, 35209, 35208, 35211, 35210, 35213, 35212, 35215, 35214, 35006, 35217, 35005, 35216, 35219, 35218, 35221, 35220, 35223, 35222, 35224, 35021, 35228, 35020, 35226, 35023, 35022, 35229, 35234, 35233, 35036, 35236, 35235, 35242, 35244, 35243, 35246, 35061, 35060, 35062, 35068, 35064, 35071, 35073, 35294, 35094, 35091, 35111, 35116, 35118, 35117, 35119, 35127, 35126, 35130, 35139

Easily find the perfect home with FedHome Loan Centers!


Jefferson County Condos

2600 HIGHLAND CONDOMINIUM
Condo ID: A009377 001
2600 HIGHLAND AVE S
BIRMINGHAM, AL 35205
Status: Rejected


ACME OFF HIGHLAND CONDOMINIUM
Condo ID: A009395 001
1101 & 1105 26TH STREET SOUTH
BIRMINGHAM, AL 35205
Status: Approved


ALTA VIEW VILLAGE
Condo ID: A007863 001
2570 ACTON ROAD
BIRMINGHAM, AL 35243
Status: Rejected


ALTAMONT PATIO CONDOMINIUM
Condo ID: A000653 001
3350 ALTAMONT ROAD
BIRMINGHAM, AL 35205
Status: Rejected


ARBOR PALCE
Condo ID: A007692 001
3434 SANDNER CT
BIRMINGHAM, AL 35209
Status: Approved


ARLINGTON CREST
Condo ID: A010441 001
2600 ARLINGTON AVE S
BIRMINGHAM, AL 35205
Satus: Approved


BELMONT CONDOMINIUM
Condo ID: A000079 001
1500 33RD STREET SOUTH
BIRMINGHAM, AL 35205
Status: Approved


BERRYWOOD TOWNHOMES
Condo ID: A000636 001
VESTAVIA/HOOVER, AL 35216
Status: Approved


BRISTOL SOUTHSIDE, A CONDO
Condo ID: A006249 001
401 20TH ST S
BIRMINGHAM, AL 35233
Status: Approved


BROADWAY PARK CONDOMINIUM
Condo ID: A009376 001
1040 BROADWAY ST.
HOMEWOOD, AL 35209
Status: Approved


BROOKHILL
Condo ID: A010109 001
2350 MONTEVALLO ROAD
BIRMINGHAM, AL 35223
Staus: Approved


BROOKWOOD GREEN
Condo ID: A000674 001
175 WEST GREEN
VESTAVIA, AL 35243
Staus: Rejected


CAHABA CLIFFS
Condo ID: A000645 001
BIRMINGHAM, AL 35023
Status: Approved


CAHABA PARC CONDOMINIUM
Condo ID: A000598 001
PENNY LN
TRUSSVILLE, AL 35173
Status: Rejected


CAPRI
Condo ID: A010253 001
1300 27TH PL, S.
BIRMINGHAM, AL 35205
Status: Approved


CARMEL CONDOMINIUM, A CONDO**
Condo ID: 1901 16TH AVE S
BIRMINGHAM, AL 35205
Status: Rejected


CEDAR CREST
Condo ID: A010303 001
3128 LORA RD
BIRMINGHAM, AL 35216
Status: approved


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CEDAR NICHE CONDO
Condo ID: A000644 001
BIRMINGHAM, AL 35023
Status: Approved


CHASE PLANTATION
Condo ID: A000612 001
RIVERCHASE, AL 35023
Status: Approved


CHERRY LAUREL MANOR
Condo ID: A000621 001
BIRMINGHAM, AL 35213
Status: Approved


CITY FEDERAL CONDOMINIUM
Condo ID: A007712 001
2024 2ND AVENUE NORTH
BIRMINGHAM, AL 35203
Status: Approved


CLARIDGE AT HANOVER
Condo ID: A000638 001
1100 27TH STREET SOUTH
BIRMINGHAM, AL 35205
Status: Approved


CLIFF ROAD CONDO
Condo ID: A000708 001
BIRMINGHAM, AL 35023
Status: Approved


COLONIAL PARK CONDOMINIUM
Condo ID: A005984 001
2811-2837 GEORGETOWN ROAD
BIRMINGHAM, AL 35216
Status: Approved


CORNERSTONE @ OXMOOR VALLEY
Condo ID: A005813 001
101 CORNERSTONE CT
BESSEMER, AL 35022
Status: approved


CORNERSTONE @ OXMOOR VALLEY
Condo ID: A005813 002
101 CORNERSTONE CT
BESSEMER, AL 35022
Status: approved


CORNERSTONE @ OXMOOR VALLEY
Condo ID: A005813 003
101 CORNERSTONE CT
BESSEMER, AL 35022
Status: approved


CROSS CREEK PARK CONDOMINIUM
Condo ID: A000628 001
BIRMINGHAM, AL 35213
Status: Approved


EAST BROOK MANOR
Condo ID: A000605 001
BIRMINGHAM, AL 35215
Status: Approved


ENGLISH VILLAGE COURT
Condo ID: A007125 001
2301 20TH AVENUE SOUTH
BIRMINGHAM, AL 35223
Status: Approved


FAIRWAY COURT CONDOMINIUM
Condo ID: A000648 001
3809 12TH COURT SOUTH
BIRMINGHAM, AL 35222
Status: Approved


FOXCROFT CONDOMINIUM
Condo ID: A000667 001
181 OLD MONTGOMERY HIGHWAY
BIRMINGHAM, AL 35216
Status: Approved


FOXHALL MANOR A CONDOMINIUM
Condo ID:A000633 001
207 FOXHALL ROAD
MOUNTAIN BROOK, AL 35213
Status: Approved


HAMPTON HEIGHTS TOWNHOMES
Condo ID: A008457 001
4000 HAMPTON HEIGHTS DRIVE
BIRMINGHAM, AL 35209
Status: Approved


HANOVER CIRCLE
Condo ID: A000608 001
BIRMINGHAM, AL 35205
Status: Approved


HERMITAGE
Condo ID: A010350 001
1904 SHADES CLIFF TERRACE
BIRMINGHAM, AL 35216
Status: Rejected


HIGHLAND AVE TOWNHOMES
Condo ID: A000673 001
BIRMINGHAM, AL 35023
Status: Approved


HIGHLAND COURT CONDOMINIUM
Condo ID: A008962 001
3121-3125 HIGHLAND AVE S
BIRMINGHAM, AL 35205
Status: Approved


HILLTOP CONDO
Condo ID: A000700 001
BIRMINGHAM, AL 35023
Status: Approved


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IVY HILLS
Condo ID: A000671 001
BIRMINGHAM, AL 35023
Status: Approved


JOHNSTON LOFTS, A CONDOMINIUM
Condo ID: A008333 001
BIRMINGHAM STREET
BIRMINGHAM, AL 35223
Status: Rejected


KINGSRIDGE ON HIGHLAND CONDO
Condo ID: A006826 001
2625 HIGHLAND AV S
BIRMINGHAM, AL 35205
Status: Withdrawn


LANE PARK GARDEN HOMES*
Condo ID: A008307 001
2021-2145 WILLIAMSBURG WAY
BIRMINGHAM, AL 35223
Status: Approved


LEPOINTE
Condo ID: A000652 001
BIRMINGHAM, AL 35023
Status: Approved


LIV ON THE FIFTH CONDOMINIUM
Condo ID: A008981 001
2201 5TH AVENUE SOUTH
BIRMINGHAM, AL 35233
Status: Rejected


MAYFAIR CONDOMINIUM
Condo ID: A007874 001
2242 ARLINGTON AVE SOUTH
BIRMINGHAM, AL 35205
Status: Approved


MONTREAT CONDOMINIUM*
Condo ID: A000618 001
2205 MONTREAT CIRCLE
VESTAVIA, AL 35216
Staus: Approved


MOUNTAIN BROOK COURT
Condo ID: A008527 001
2501 MONTEVALLO RD
BIRMINGHAM, AL 35223
Status: Approved


MOUNTAIN BROOK GARDENS
Condo ID: A000632 001
VESTAVIA/HOOVER, AL 35216
Status: Approved


OVERLOOK ON RIVERHAVEN
Condo ID: A000597 001
800 RIVERHAVEN PLACE
BIRMINGHAM, AL 35244
Status Approved


PARK TOWER
Condo ID: A000609 001
2717 HIGHLAND AVE SO.
BIRMINGHAM, AL 35205
Status: Approved


PATTON CREEK
Condo ID: A006847 001
705 PATTON CHAPEL WAY
BIRMINGHAM, AL 35226
Status: Approved


REGENCY SUMMIT
Condo ID: A000614 001
1300 BEACON PKWY EAST
BIRMINGHAM, AL 35209
Status: Rejected


RIVER POINTE, A CONDOMINIUM
Condo ID: A008335 001
BIRMINGHAM AVENUE
BIRMINGHAM, AL 35223
Status: Rejected


ROSA LEE COURT
Condo ID: A000647 001
2809 13TH AVE SOUTH
BIRMINGHAM, AL 35205
Status: Approved


RUNNING BROOK CONDOMINIUM
Condo ID: A007883 001
100 RUNNING BROOK RD
HOOVER, AL 35226
Status: Rejected


SKYLINE/GEORGE LOFTS CONDOS
Condo ID: A009585 001
2025 1ST AVE N
BIRMINGHAM, AL 35203
Status: Approved


SOMERSET HOUSE
Condo ID: A000634 001
BIRMINGHAM, AL 35209
Status: Approved


SOUTHBURY
Condo ID: A000619 001
BIRMINGHAM, AL 35216
Status: Approved


THE CABANA, A CONDOMINIUM
Condo ID: A008323 001
3013 MASSEY ROAD
VESTAVIA HILLS, AL 35216
Status: Approved


THE CRESCENT CONDOS
Condo ID: A000637 001
BIRMINGHAM, AL 35205
Status: Approved


THE GALLERY LOFTS CONDOMINIUM
Condo ID: A009364 001
2412 2ND AVE. N
BIRMINGHAM, AL 35203
Status: Approved


THE LENOX, A CONDOMINIUM
Condo ID: A000624 001
3700 COUNTRY CLUB DRIVE
BIRMINGHAM, AL 35213
Status: Approved


THE OAKS AT RIVERCHASE
Condo ID: A000620 001
BIRMINGHAM, AL 35244
Status: Approved


VALLEY CREST TOWNHOMES
Condo ID: A000660 001
BIRMINGHAM, AL 35244
Status: Approved


VALLEY VIEW, A CONDOMINIUM
Condo ID: A008267 001
1779 VALLEY AVENUE
HOMEWOOD, AL 35209
Status: Rejected


VESTAVIA VILLA
Condo ID: A000655 001
880 VESTAVIA VILLA COURT
BIRMINGHAM, AL 35216
Status: Rejected


WARSAW CONDOMINIUM
Condo ID: A009556 001
1305 31ST. SOUTH
BIRMINGHAM, AL 35205
Status: Approved


WATERFORD PLACE CONDO
Condo ID: A007103 001
1963 WATERFORD PL
BIRMINGHAM, AL 35244
Status: Rejected


WATTS BUILDINGS
Condo ID: A000599 001
BIRMINGHAM, AL 35203
status: Approved


WESTBURY SQUARE
Condo ID: A000611 001
BIRMINGHAM, AL 35203
status: Approved


WILLOW TREE CONDO II, III
Condo ID: A000687 001
BIRMINGHAM, AL 35203
status: Approved


WINDHOVER CONDO
Condo ID: A000642 001
3800 WINDHOVER DR
VESTAVIA HILLS, AL 35216
Status: Approved


WOODLAND VILLAGE
Condo ID: A000631 001
100 WOODLAND VILLAGE
VESTAVIA HILLS, AL 35216
Status: Approved


FedHome Loan Centers will work hard to help you find the perfect condo!