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Franklin County, Washington

2020 Franklin County Government Home Loan Limits

FHA Loan Limit $331,760 (Single family residence) / $424,800 (Duplex) / $513,450 (Triplex) / $638,100 (Fourplex)
USDA Loan Limit $ 251,862
VA Home Loan Limit $0 down up to $3,000,000 / 2 open VA loans at one time $510,400 *(Call 888-573-4496 for details).


Franklin County is a very sizable region of Washington State located in the eastern portion of its territory. The total amount of land in the county is 1,265 square miles and it is occupied by over 86,600 people. The county seat is Pasco.

Franklin County exists in a very scenic part of Eastern Washington and has recorded origins dating all the way back to 1883. The territory borders Adams County to the north, Walla Walla County and Columbia County to the southeast, Whitman County to the east, Benton County to the southwest and Grant County to the northwest. 

The area was previously occupied by Native Americans who hunted and fished salmon on its land. Its connection to the Columbia River and Snake River provided ample opportunities for game. Natives were also known to trade with the first arriving settlers from the east. Franklin County is characterized by its extremely rich soil. It has been harvested since its early days and the agriculture industry remains a stable in modern society.

Pasco is the most noteworthy city in Franklin County due to its size. The city has a population of nearly 73,000. It is considered a part of the Tri-Cities in Washington state along with Kennewick and Richland. Together the three cities compose a metropolitan area of nearly 280,000 people. Pasco is growing steadily as the 2010 census reported a population of 59,800 while 2017 estimates placed the population around 73,000. 

Part of the draw for Franklin County is A) its location and B) its agricultural industry. Agriculture remains very strong in Pasco. Several of the largest food processing companies in the world have headquarters in Pasco.

The Tri-Cities area is known for its outdoor recreational activities. The territory provides many waterfront parks along the Columbia River. Fishing, boating, water-skiing and wakeboarding are all common with locals. The city is also not far from Sacajawea State Park. The 284-acre park meets at the confluence of the Columbia River and Snake River. The Sacagawea Heritage Trail is used by countless locals.

Franklin County is also known for its rich history, which is on display at two outstanding museums. The County Historical Museum and Three Rivers Children’s Museum are top tourist draws within the area. Bird watching is common at the McNary National Wildlife Refuge. Located on the eastern bank of the Columbia River, it features rare sights of endangered birds in their natural habitat.

Lastly, Palouse Falls State Park is also located within the boundaries of Franklin County. The 105-acre state park was established for camping and sightseeing. The rare Palouse Falls are visited by thousands each year. The falls drop nearly 200 feet. 

Growth in Franklin County has been strong over the last few decades and continues to look promising. It is easy to see why many are relocating from the busy metropolis areas of Seattle and Spokane to the Tri-Cities area. New housing developments are in the works along with beautiful, older condos and homes for sale. 


Make Your Dream Home a Reality

FedHome Loan Centers is here to help you find and finance your perfect home in Franklin County.  


Franklin County Property Search 

Pasco, Connell, Eltopia, Kahlotus, Mesa 

99301, 99302, 99326, 99330, 99335, 99343 

Receive excellent home financing options by applying for a home loan today!


Franklin County Condo Search 

Condo financing is easy with the help of FedHome Loan Centers.


USDA Eligible Cities/Zip Codes

Pasco – 99301 – Not Eligible – 8702 Zephyr Ct Pasco Wa 99301 

Pasco – 99302 – Not Eligible – 1427 North First Avenue. Pasco WA 99301 

Connell – 99326 – Eligible – 111 N Columbia Ave Connell 99326 

Eltopia – 99330 – Eligible – 2961 Glenwood Rd Eltopia Wa 99330 

Kahlotus – 99335 – Eligible – 311 N MARYLAND, KAHLOTUS, WA 99335 

Mesa – 99343 – Eligible – 641 Sagehill Rd, Mesa, WA 99343