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DeKalb County, Alabama FHA, VA, and USDA Loan Information

2020 DeKalb County Government Home Loan Limits

FHA Loan Limit $331,760 (Single family residence) / $424,800 (Duplex) / $513,450 (Triplex) / $638,100 (Fourplex)
USDA Loan Limit $251,862
VA Home Loan Limit $0 down up to $3,000,000 / 2 open VA loans at one time $510,400 *(Call 888-573-4496 for details).

FHA Loan Limits

One-Unit: $314,827

Two-Units: $403,125

Three-Units: $487,250

Four-Units: $605,525

USDA Loans

USDA Eligible zip codes in the county are: 35961, 35962, 35963, 35967, 35968, 35971, 35974, 35975, 35978, 35981, 35984, 35986, 35988, 35989

Located in northeastern Alabama, DeKalb County is one of the most beautiful and historically significant counties in the state. Home to a multitude of different attractions, DeKalb County is sure to have something everyone will enjoy! If you are a true nature-lover, then you are sure to enjoy all of the majestic outdoor locations in DeKalb County. Be sure to check out all of the interesting historical landmarks in DeKalb County to learn more about the history of the state. The county was officially founded on January 9, 1836 and was named after Johan DeKalb, who fought in the American Revolutionary War.

There is a huge diversity of attractions in DeKalb County, which everyone is sure to enjoy! If you are a fan of golfing, then you are sure to love the many beautiful golf courses in the county, including DeSoto Country Club Golf Course and Terrapin Hills Country Club. All of the courses in DeKalb County offer many amenities, including golf cart rentals, pro shops, and much more! Be sure to check out one of the amazing musical performances or stage productions held at the Fort Payne Opera House. If you are a fan of history, then you can miss out on the interesting exhibits found in the Fort Payne Depot Museum and the Alabama Fan Club Museum.

Have the time of your life at one of the many amazing outdoor locations in DeKalb County. Buck’s Pocket State Park is a 2000-acre park that is home to a multitude of beautiful landmarks, including Sand Mountain. Buck’s Pocket State Park is a local favorite for hiking, rock climbing, horseback riding, and birdwatching. For an excellent camping experience, be sure to check out DeSoto State Park, which offers excellent views and many camping amenities. Enjoy in all of your favorite aquatic activities at the beautiful County State Lake. Other great outdoor spots in the county include High Falls Park and Little River Canyon.

Don’t miss out on any of the interesting historical landmarks in the county. The Collinsville Historic District is home to many different historic structures, some dating back to the 1840s. The Fort Payne Main Street Historic District is another interesting historical spot, which features structures dating back to the 1800s. Other historical landmarks in DeKalb County include Fort Payne Boom Town Historic District, the Fort Payne Opera House, Mentone Springs Hotel, and many more.

Find the Perfect Home Today

If you would like to be matched with a licensed real estate agent, contact FedHome Loan Centers today.

DeKalb County Properties

Fort Payne, Henagar, Rainsville, Collinsville, Crossville, Fyffe, Geraldine, Hammondville, Ider, Lakeview, Mentone, Pine Ridge, Powell, Sand Rock, Shiloh, Sylvania, Valley Head

35979, 35978, 35981, 35984, 35986, 35989, 35988, 35961, 35963, 35962, 35966, 35968, 35967, 35971

Speak with a helpful representative at FedHome Loan Centers for a list of great homes in your area.

DeKalb County Condos

Call FedHome Loan Centers to get a condo approved.