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Cooke County, Texas FHA, VA, and USDA Loan Information

Cooke County Loan Limits  

FHA: $314,827 

USDA: $251,862 

VA: $484,350 


FHA Loan Limits 

One-Unit: $314,827 

Two-Units: $403,125 

Three-Units: $487,250 

Four-Units: $605,525 


USDA Loan Limit 

The USDA loan income limit in Cooke County are: 

Very Low Income: $35,700 

Low Income: $57,100 

Mod. Income Guar Loan: $86,850 

USDA Eligible zip codes in Cooke County are: 76238, 76240, 76250, 76252, 76253, 76263, and 76272 

Contact FedHome Loan Centers at 877-432-5626 for more information and to confirm eligibility. 


Featuring several exciting cities and tranquil small towns, Cooke County has something for everyone! It is easy to find a way to have fun in the county, thanks to the many interesting local attractions, including museums, a zoo, and more. Bring your friends and family to any of the beautiful natural attractions in the area to enjoy in all your favorite outdoor activities. Many excellent schools and educational resources can be found in the area! Cooke County was officially founded in 1849 and was named after William Gordon Cooke, who fought during the Texas Revolution. The current population of the county is 39,895.

A fun time is waiting at any of the amazing attractions in and nearby Cooke County. The Frank Buck Zoo is home to a huge variety of amazing creatures, including giraffes, zebra, prairies dogs, and more. Educational programs and tours are available at the Frank Buck Zoo. WinStar World Casino and Resort features one of the most popular casinos in the area and hosts a variety of amazing live performances. WinStar World Casino and Resort provides relaxing rooms, excellent dining options, and much more! Other popular attractions in the area include the 4R Ranch Vineyards and Winery and the Morton Museum of Cooke County.

Enjoy in great views of the Texas landscape at any of the scenic outdoor spots in Cooke County. Ray Roberts Lake State Park offers some of the best views and variety of amenities, including picnic areas and walking paths. There are also several beautiful spots for camping and hiking at Ray Roberts Lake State Park. Ray Roberts Lake itself is a great place for fishing, boating, and all other aquatic activities! Featuring plenty of picnic areas and playground equipment, Leonard Park is the perfect place for a picnic on a nice day. Other popular outdoor spots include Muenster Lake and Medal of Honor Park.

People of all ages have the opportunity to receive an excellent education in Cooke County, thanks to the great local resources and higher education options. North Central Texas College is an excellent community college option that offers a huge diversity of Associate’s degree and certificate programs. Athletic programs and online learning are also available at North Central Texas College. Many educational resources can be found in the area, including libraries and afterschool programs.


Easily Finance Your Dream Home

Receive some of the best home financing options by applying for a home loan with FedHome Loan Centers.

Cooke County Property Search 

Era, Gainesville, Lindsay, Muenster, Myra, Rosston, Valley View 

76238, 76240, 76250, 76252, 76253, 76263, 76272 

Interested in a house or condo in Cooke County? Contact FedHome Loan Centers today! 


Cooke County Condo Search 

Call FedHome Loan Centers to get a condo approved.