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Cochran County, Texas FHA, VA, and USDA Loan Information

Cochran County Loan Limits  

FHA: $314,827 

USDA: $251,862 

VA: $484,350 


FHA Loan Limits

One-Unit: $314,827 

Two-Units: $403,125 

Three-Units: $487,250 

Four-Units: $605,525 


USDA Loan Limit 

Very Low Income: $29,350 

Low Income: $46,950 

Mod. Income Guar Loan: $86,850  

USDA Eligible zip codes: 79314, 79346, and 79379

For help with home-financing, call FedHome Loan Centers at 877-432-5626.


If you are looking for a beautiful place to settle down in northeast Texas, then you are sure to love Cochran County. The county is home to and nearby many beautiful outdoor attractions, where you can enjoy in all your favorite aquatic activities. Rich in history, the county is home to many amazing historical landmarks and structures. An excellent education is assured to all local children and young adults, thanks to the great local schools. Cochran County was officially founded in 1924 and was named after Robert E. Cochran, who helped defend the Alamo. The current population of the county is 2,851.

There are plenty of places in and nearby Cochran County to enjoy a nice day outdoors. Visit one of the nearby rivers to enjoy in some of the canoeing and kayaking opportunities. All the surrounding waterways are excellent places for fishing! Silver Lake sits just outside the county is home to beautiful beaches and many convenient fishing piers and boat ramps. Bring your friends and family to any of the beautiful parks on a nice day to enjoy a picnic. Most the local parks feature picnic shelters, playground equipment, and restroom facilities. Several areas fun hunting and camping can also be found in the area.

Those interested in local history can’t miss out on any of the amazing historical landmarks in Cochran County. The First Telephone Office sits at 206 Southwest 1st Street and was named a Registered Historic Landmark in 1969. The Historic Former Whiteface Motel has been standing in the county since 1926 and was named a Registered Landmark in 1969. The Former Whiteface Motel was the first brick structure erected in the area and was built by realtor William E. Flenniken. Other interesting landmarks in the area include the Slaughter Ranch Headquarters and the Smith Office. Several museums can also be found in the area.

You won’t need to worry about your child receiving an excellent education in Cochran County, thanks to the great local schools. The local schools offer a variety of afterschool programs, so every child is sure to find something they will enjoy! For those that need extra help, there are several educational resources in the area, including libraries and tutoring programs. Be sure to attend all the sporting events, art showcases, stage performances, and other events hosted by the local schools.


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Cochran County Property Search

Morton, Whiteface, Bledsoe

79336, 79346, 79353

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