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Clayton County, Georgia FHA, VA, and USDA Home Loan Information

2020 Clayton County Government Home Loan Limits

FHA Loan Limit $401,350 (Single family residence) / $513,800 (Duplex) / $621,050 (Triplex) / $771,850 (Fourplex)
USDA Loan Limit $303,600
VA Home Loan Limit $0 down up to $3,000,000 / 2 open VA loans at one time $510,400 *(Call 888-573-4496 for details).


Clayton County is an ultra small territory in central Georgia. However, don’t let the size of the county fool you (only 144 square miles), Clayton County is incredibly dense in terms of number of people with a reported population of nearly 260,000 in the 2010 census. The county is part of the Atlanta-Sandy Springs-Roswell GA metropolitan statistical area. It is also the home of the Hartsfield-Jackson Atlanta International Airport and the county seat is Jonesboro.

Clayton County was founded in 1858 and was named after a former 19th century U.S. House of Representative. If you are visiting Clayton for the first time and it seems oddly familiar, that is probably because it served as part of the setting in both the novel and film “Gone with the Wind”. Tara Boulevard is the primary north and south road through Clayton County and named after the fictional plantation in the book. Additionally, the county has been used as the setting in a variety of other novels and feature films including the “Gone with the Wind” sequel – “Scarlett”.

Jonesboro is the county seat with a population of 4,725. The final battle in the Atlanta Campaign of the Civil War was fought in Jonesboro. The Battle of Jonesborough proved a decisive point in the Civil War and helped President Lincoln get reelected months later. The small town is also noteworthy as Dan T. Cathy, CEO of Chick-fil-A, was raised in Jonesboro. The rapper 2 Chainz is also from Jonesboro as well as a number of high profile musicians and professional athletes. Several scenes from the 1977 film “Smokey and the Bandit” were also shot in parts of Jonesboro. 

Stately Oaks Plantation is located in Margaret Mitchell Memorial Park in the town. The iconic mansion was built in 1839, and has been on the list of National Register of Historic Places since the 1970s. Also known as the “Orr House” and “The Oaks”, the structure is believed to have served as the inspiration for Tara, the fictional home of Scarlett O’Hara in the novel “Gone with the Wind”. 

Forest Park is the largest city in Clayton County and is just south of Atlanta and the home of Hartsfield-Jackson Atlanta International Airport. Fort Gillem is also not far away, an iconic structure that dates back to the 1940s. The population of Clayton County is 18,500.

Hartsfield-Jackson Atlanta International Airport (ATL) is the world’s busiest airport. It has held that distinction since 1998. The hectic airport has nearly 200 gates on 4,700 acres of land and five parallel runways. It services North America, Central America, South America, Europe, Asia, and Africa. Nearly one million flights each year are domestic and continues to represent the primary hub of air travel in the southern United States. Over 100 million passengers travel through Hartsfield-Jackson Atlanta International Airport each year. 

In addition to hosting the largest airport in the south, Clayton County is also conveniently located next to downtown Atlanta. College Park, the home of the famous rap duo Outkast, is just outside the northern boundary of Clayton. Downtown Atlanta can be reached in approximately 20 minutes depending on traffic.


Great Homes are Available

FedHome Loan Centers can help you find the perfect home!


Clayton County Property Search 

Jonesboro, Lovejoy, Morrow, Rex, Riverdale, Conley, Forest Park 

30236, 30237, 30238, 30250, 30260, 30273, 30274, 30287, 30288, 30296, 30297, 30298 

Interested in a new property in Clayton? Contact FedHome Loan Centers today! 


Clayton County Condo Search 

Check out a list of the top available condos in Clayton by contacting FedHome Loan Centers.


USDA Loan Limit 

USDA Eligible zip codes in Clayton County are:  

Contact FedHome Loan Centers at 877-432-5626 for more information and to confirm eligibility.