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Clay County, Alabama FHA, VA, and USDA Loan Information

Clay County Loan Limits

FHA Loan Limit $331,760 (Single family residence) / $424,800 (Duplex) / $513,450 (Triplex) / $638,100 (Fourplex)
USDA Loan Limit $251,862
VA Home Loan Limit $0 down up to $3,000,000 / 2 open VA loans at one time $510,400 *(Call 888-573-4496 for details).


FHA Loan Limits

One-Unit: $314,827

Two-Units: $403,125

Three-Units: $487,250

Four-Units: $605,525


USDA Loans

USDA Eligible zip codes in the county are: 35082, 36251, 36255, 36258, 36266, 36267


Welcome to Clay County, which is located in eastern Alabama, and is the perfect place to raise a family. Be sure to check out all of the beautiful outdoor areas to enjoy in all of your favorite outdoor activities. There is a huge diversity of attractions in Clay County, so everyone is sure to find something they will love. If you have children, then you appreciate the many amenities and activities available for children in Clay County! The county was officially established on December 7, 1866, and was named after Henry Clay, who was a famous American statesman. The current population of Clay County is 13,486.

Enjoy in all of your favorite outdoor activities at the many scenic areas and parks in Clay County. Cheaha State Park is one of the most beautiful areas and is home to the highest point in Alabama. Climb to the high point in Cheaha State Park for some of the best views of the local landscape. Cheaha State Park is also the perfect place for hiking, mountain biking, camping, rock climbing, and much more! To enjoy in all of your favorite outdoor activities, be sure to check out Lake Wedowee. Lake Wedowee is one of the most popular spots in the area for boating, swimming, and fishing.

Come visit all of the interesting attractions in Clay County for some fun for the whole family! If you are a fan of art and are looking for the perfect piece for your home, then be sure to check out the Marble Gate Gallery. If you are looking for the perfect place to see an excellent stage production, then be sure to check out the Ashland Theatre. The Ashland Theatre hosts a variety of different shows throughout the year, including plays, musical acts, and more. Come see an exciting automobile race, which are held almost every week at the Talladega Speedway.

Clay County is the perfect place to raise children, thanks to the amenities for children of all ages! The Clay County School district only hires the most helpful teachers and administrators, who work hard to make sure every child receives an excellent education. There a multitude of youth programs held in Clay County that are sure to interest almost child, including baseball, softball, basketball, and more. There are also a multitude of educational resources available all over Clay County, including afterschool programs.


Take the First Step to Buying a Great Home

Contact FedHome Loan Centers to be matched with a licensed real estate agent.


Clay County Property Search

Lineville, Ashland, Delta, Hollins, Millerville

36267, 36251, 35082, 36255

Speak with a helpful representative at FedHome Loan Centers for a list of great homes in your area.


Clay County Condos

Call FedHome Loan Centers to get a condo approved.