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Cherokee County, Texas FHA, VA, and USDA Loan Information

Cherokee County Loan Limits  

FHA: $314,827 

USDA: $251,862 

VA: $484,350 


FHA Loan Limits  

One-Unit: $314,827 

Two-Units: $403,125 

Three-Units: $487,250 

Four-Units: $605,525 


USDA Loan Limit 

Very Low Income: $29,350 

Low Income: $46,950 

Mod. Income Guar Loan: $86,850  

USDA Eligible zip codes in Cherokee County are: 75759, 75764, 75766, 75784, 75785, 75925, and 75976 

Contact FedHome Loan Centers at 877-432-5626 for more information!


Located in eastern Texas, Cherokee County is home to a variety of local resources and excellent dining options. Have some fun in the great outdoors at any of the scenic natural attractions in the county, including parks, waterways, and more! There is always a way to have fun in the county, thanks to the huge variety of local attractions. Those with children and young adults will appreciate the excellent school system offered in the area. Cherokee County was officially founded on July 13, 1846 and was named after the Cherokee people. The current population of the county is 52,240.

Enjoy in some of the best views of the Texas landscape at any of the scenic outdoor attractions in Cherokee County. Lake Jacksonville is just one of the beautiful waterways in the area and offers some of the best opportunities for boating, fishing, swimming, and all other aquatic activities. Relax on a nice day along the beautiful beaches of Lake Jacksonville. Bring your friends and family to River Run Park to enjoy in great views, picnic areas, and walking paths. River Run Park is also home to many beautiful campsites. Other scenic natural attractions in the area include Loves Lookout Park and the Neches River National Wildlife Refuge.

Cherokee County has something for everyone, thanks to the huge variety of fun and interesting attractions in the area. Catch an amazing stage performance at the beautiful Cherokee Civic Theater, which hosts plays, dance recitals, musicals, and more! If you are a fan of golfing, be sure to check out the beautiful course at the Birmingham Forest Golf Club, which also features a pro shop and golf cart rentals. Have fun while learning about local history at the Heritage Center of Cherokee County Museum, which features a variety of amazing exhibits and artifacts. For a variety of delicious wines and great views, visit Maydelle Country Wines.

Be sure to attend all the fun events hosted by the local schools in Cherokee County, including sporting events and stage performance. A variety of excellent afterschool programs are available through the local schools, including football, volleyball, band, and more. For those that need extra help, there are several libraries and tutoring programs available in the area. Several higher education and private school options can be found within driving distance.


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Cherokee County Property Search

Gallatin, Jacksonville, New Summerfield, Reklaw, Rusk, Troup, Alto, Bullard, Cuney, Wells, Shadybrook

75654, 75757, 75766, 75784, 75785, 75789, 75925, 75969

FedHome Loan Centers will work hard to help you with every step of the home-buying process.


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