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Charlotte County, Florida FHA, VA, and USDA Loan Information

2020 Charlotte County Government Home Loan Limits

FHA Loan Limit $331,760 (Single family residence) / $424,800 (Duplex) / $513,450 (Triplex) / $638,100 (Fourplex)
USDA Loan Limit $251,862
VA Home Loan Limit $0 down up to $3,000,000 / 2 open VA loans at one time $510,400*(Call 888-573-4496 for details).

If you are a fan of beach views and natural views, then you will find Charlotte County to be a paradise! Located on the southwestern edge of Florida, Charlotte County is home to all the beautiful views that you would expect from the state. For some fun for the whole family, be sure to check out all the interesting attractions located in the county. If you are looking to obtain an excellent education, then you will appreciate the great higher education options in the county. The county was officially founded in April 23, 1921, and was named after the beautiful Charlotte Harbor. The current population of the county is 168,474.

Catch some sun and enjoy in some of the most amazing views at one of the beautiful outdoor spots in Charlotte County. The county is home to several different islands, each with a personality all their own. Don Pedro Island offers amazing beach views, and some of the best dining and shopping options. For some of the best fishing, boating, and surfing opportunities, be sure to check out Gasparilla Island. Little Gasparilla Island is known for having some of the best snorkeling opportunities. Other great outdoor spots in the county include Stump Pass Beach State Park and Port Charlotte Beach Park.

Some of the most fun attractions can be found in Charlotte County, where people of all ages are sure to have a great time. Ponce De Leon Park offers some of the best views of the local landscape, and is a great place for jogging and biking. Ann Dever Memorial Regional Park features several beautiful picnic shelters and a skate park. Learn more about the interesting wildlife of the county at the Peace River Wildlife Center. Other great attractions in the county include Punta Gorda History Park and the North Charlotte Regional Park Recreation Center.

Those interested in continuing their education will appreciate the great higher education options in Charlotte County. Florida SouthWestern State College offers many degrees and certificates in many different areas as well as several athletic programs. Florida SouthWestern State College features a beautiful campus, which is home to all the resources you need, including a fully stocked library. Southern Technical College is a great community college options that offers Associate’s Degrees and Certificates in many different areas, including Information Technology, Legal, Nursing, and more! There are several great libraries in the area that offer all the books and other reference materials that you will need.

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Charlotte County Property Search

Punta Gorda, Babcock Ranch, Charlotte Harbor, Charlotte Park, Cleveland, Englewood, Grove City, Harbour Heights, Manasota Key, Port Charlotte, Rotonda, Solana

34224, 33946, 33948, 33947, 33950, 33949, 33952, 33954, 33953, 33955, 33980, 33982, 33983

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Charlotte County Loan Limits

FHA: $314,827

USDA: $294,515

VA: $510,400

Charlotte County Condos

For a list of great condos currently available in the county, call FedHome Loan Centers.