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Bell County, Texas FHA, VA, and USDA Loan Information

Bell County Loan Limits

FHA: $314,827

VA: $484,350

USDA: $251,862


FHA Loan Limits

One-Unit: $314,827

Two-Units: $403,125

Three-Units: $487,250

Four-Units: $605,525


USDA Loans

USDA Eligible zip codes in the county are: 76501, 76502, 76503, 76504, 78505, 76508, 76511, 76513, 76533, 76534, 76540, 76541, 76542, 76543, 76544, 76545, 76546, 76547, 76548, 76549, 76554, 76559, 76564, 76569, 76571, 76579


Bell County is located near the center of Texas and is home to many local resources and excellent shopping and dining options. Make sure to visit any of the scenic natural attractions in the area to get great views of local wildlife. A great time for the whole family is waiting at any of the amazing attractions in the area. The county is an excellent place to raise a family, thanks to its many schools and educational resources. Bell County was officially founded in 1850 and was named after Peter Hansborough Bell, who served as Governor of Texas. The current population of the county is 347,833.

Have a great time in the great outdoors at any of the scenic natural attractions in Bell County. Belton Lake is just one of the beautiful waterways in the area and features miles of beautiful beaches, perfect for picnics and fishing. Belton Lake also features many convenient boat ramps and fishing piers. Take in great views of amazing waterfalls and wildlife along the scenic trails in Chalk Ridge Falls Park. Lions Club Park is a great place to bring your family on a nice day, featuring picnic shelters, basketball courts, and more! Other scenic natural attractions in the area include Stillhouse Hollow Lake and Dana Peak Park. 

It’s easy to find a way to have fun in Bell County, thanks to the huge variety of local attractions. Learn about the railroad history of America at the Temple Railroad and Heritage Museum, which is home to railroad artifacts, historic photos, and more. People of all ages are sure to have a great time at the Lions Junction Family Water Park, featuring water slides, kiddie pools, and much more. The Czech Heritage Museum and Geology Center is home to many amazing artifacts and other cultural exhibits. Other great attractions in the county include Summer Fun Water Park and the Miller Springs Nature Center.

An excellent education is available to people of all ages, thanks to the great schools in Bell County. The University of Mary Hardin-Baylor is an excellent higher education option that offers a variety of undergraduate degree programs. The University of Mary Hardin-Baylor also offers athletic programs, special events, and much more. Many educational resources can be found in the area, including libraries and tutoring programs.


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Bell County Property Search

Bartlett, Belton, Copperas Cove, Harker Heights, Killeen, Little River-Academy, Morgan’s Point Resort, Nolanville, Temple, Troy, Holland, Rogers, Village, Salado, Fort Hood

76501, 76502, 76504, 76511, 76513, 76519, 76527, 76528, 76534, 76539, 76541, 76542, 76543, 76544, 76548, 76549, 76554, 76557, 76559, 76569, 76571, 76579

Don’t wait any longer. Make your dream home a reality with the help of FedHome Loan Centers!


Bell County Condo Search

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