Bay County, Florida Federal Loan Information

The 2018 $0 down, Federal home loan limit for Bay County is $453,100.

Located in northern Florida, Bay County is home to some of the most amazing beach views and lively cities. The county possesses multitude of beautiful outdoor areas, which people of all ages are sure to enjoy. Visit all the local attractions in Bay County, which include art galleries, theatres, museums, and much more! If you, or someone in your family, is interested in obtaining an education, then you will appreciate the strong school system in the county. Bay County was officially created April 24, 1913, and was named after the beautiful St. Andrews Bay. The county has a current population of 178,985.

If you are looking for the perfect place to enjoy a nice time outside, then check out all the beautiful outdoor spots in Bay County. The county is located on a beautiful bay, which offers amazing beach views, and some of the best opportunities for boating and sailing. Visit one of the local beaches for a relaxing day sunbathing, swimming, and building sandcastles. The Apalachicola National Forest offers some of the most amazing views, and is the perfect place for hiking and camping. The Apalachicola National Forest possesses many scenic trails, perfect for jogging and mountain biking. The Apalachicola National Forest also has several areas for hunting and fishing.

Don’t miss out on any of the amazing attractions in Bay County, where you are sure to always have a great time. Visit the Marina Civic Center to see all the amazing stage productions held throughout the year, including plays, musicals, dance recitals, and more! Another great spot for stage productions, the Martin Theatre also hosts children’s plays and more. Come see the Visual Arts Center, which is home to some of the most amazing paintings, sculptures, and more. Be sure to check out the many events and rotating exhibits held at the Visual Arts Center.

Some of the best education options can be found in Bay County, including many higher education facilities. Florida State University Panama City offers Bachelor’s Degrees in many different areas. Florida State University Panama City also offers online learning and many technical classes. Embry–Riddle Aeronautical University is a great school for those interested in starting a career in aeronautics. Embry–Riddle Aeronautical University offers on-campus living, online learning, and many educational resources. Embry–Riddle Aeronautical University offers a many different degree programs and classes. Other great schools in the area include Gulf Coast State College and Troy University.


The Perfect Home is Waiting

For help finding the perfect home within your price range in Bay County, contact Federal Home Loan Centers.


Bay County Property Search

Callaway, Lynn Haven, Mexico Beach, Panama City, Panama City Beach, Parker, Springfield, Cedar Grove, Laguna Beach, Lower Grand Lagoon, Pretty Bayou, Tyndall AFB, Upper Grand Lagoon

32444, 32456, 32466, 32401, 32403, 32402, 32405, 32404, 32407, 32406, 32409, 32408, 32411, 32410, 32413, 32417, 32438, 32437

Complete a quick and easy home loan application with Federal Home Loan Centers.


Bay County Loan Limits

One-Unit: $453,100
Two-Units: $580,150
Three-Units: $701,250
Four-Units: $ 871,450


Bay County Condos

For a list of great condos currently available in Bay County, call Federal Home Loan Centers.

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