A 3rd party broker that specializes in mortgages guaranteed by the US government

Appling County, Georgia FHA, VA, and USDA Loan Information

2020 Appling County Government Home Loan Limits

FHA Loan Limit $331,760 (Single family residence) / $424,800 (Duplex) / $513,450 (Triplex) / $638,100 (Fourplex)
USDA Loan Limit $251,862
VA Home Loan Limit $0 down up to $3,000,000 / 2 open VA loans at one time $510,400 *(Call 888-573-4496 for details).


Appling County is situated in southern Georgia. The rural county is home to a total of 18,235 people. The land size of the county is 512 square miles. Appling County is a good deal south of Interstate Highway 16 which bridges commuters from Savannah, Georgia (to the east) to residents of Macon, Georgia (to the west) and Atlanta (to the northwest). The county seat is Baxley. 

Appling County was established in 1818. It is named after a Lieutenant Colonel of the U.S. Army. He served during the War of 1812. The county has a number of major thoroughfares that pass through its boundaries and is home to three primary U.S. Highways (Routes 1, 23, and 341) as well as eight significant State Routes.

Appling County is connected to six other counties in Georgia, including Toombs County and Tattnall County to the north, Wayne County and Pierce County to the south, and Jeff Davis County and Bacon County to the west. Savannah is approximately 93 miles away from Appling County to the northeast. It is the nearest big city though Jacksonville and Tallahassee are two Florida cities within a day’s drive. Atlanta, Georgia is also a little over 200 miles away to the northwest.

Baxley represents the largest community in Appling County. The small town has a population of 4,400 based on findings from the 2010 census. The community first began to get developed by white settlers in the later-half of the 19th century as the Macon and Brunswick Railroad was constructed. Baxley is home to the Edwin I. Hatch Nuclear Power Plant. The power plant is located north of the city and serves as the primary employer in the region. International Forest Products Limited is a sawmill that also employs a fair amount of locals. 

The only other recognized area in Appling County is Surrency. The incredibly rural area is known for its conservative, blue-collar mentality. There is very little public land in the county though outdoor enthusiasts can get away at Okefenokee National Wildlife Refuge and Osceola Wildlife Management Area, which are located to the south.

Okefenokee National Wildlife Refuge is less than a two hour drive from Baxley. The refuge showcases over 400,000 acres of public space and was created in 1937. The name of the refuge derives from a Native American word for “trembling earth”. It is visited by nearly 400,000 people each year, which makes it the 16th most visited refuge in the country.

Several people from Appling County flock to Okefenokee National Wildlife Refuge each year. The territory is well known for its abundance of plants and wildlife. The refuge reports more than 600 species of plants that grow in the swamp. Additionally, nearly 40 fish species and several other amphibians and reptiles occupy the land. Wildlife includes alligators, otters, raccoons, bobcats, red foxes, skunks, white-tailed deer, and black bears. 

Appling County is also not far from the Atlantic Ocean. The quickest way to reach the coastline is through Brunswick, Georgia – which is about 67 miles away from Baxley. 


Amazing Properties are Available

Federal Home Loan Centers makes the loan application process a breeze and financing a reality. Contact us for more details


Appling County Property Search 

Baxley, Surrency 

31513, 31515, 31563 

Interested in a new property in the area? Contact FedHome Loan Centers today!


Appling County Condo Search 

Receive a list of terrific condos available in the county by calling FedHome Loan Centers


Contact FedHome Loan Centers at 877-432-5626 for more information and to confirm eligibility.