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Albany County, New York Federal Loan Information

2020 Albany County Government Home Loan Limits

FHA Loan Limit $331,760 (Single family residence) / $424,800 (Duplex) / $513,450 (Triplex) / $638,100 (Fourplex)
USDA Loan Limit $252,080
VA Home Loan Limit $0 down up to $3,000,000 / 2 open VA loans at one time $510,400 *(Call 888-573-4496 for details).

Located in eastern New York, Albany County is the perfect place for those looking for somewhere with small town charm and big city amenities. The county is home to a huge variety of attractions, including many museums, art galleries, theaters, and more. Though known for its city attractions, Albany County is also home to many beautiful outdoor spots. A great education is available to people of all ages, thanks to the many resources and higher education options in Albany County. The county was officially created on November 1, 1682, and was named after Prince James, Duke of York and of Albany. The current population of the county is 309,381.

For some fun in your free time, be sure to check out the huge variety of attractions in Albany County. The Albany Institute of History & Art is home to a multitude of interesting exhibits, including art collections, historical artifacts, historic photographs, and more. Other great museums in the area include the University Art Museum, New York State Museum, Ten Broeck Mansion, and more. The Times Union Center hosts some of the most famous musicians, comedians, stage performances, and more. Other popular attractions in the county include the Crossgates Mall and the Colonie Center.

For some of the most beautiful views of the local landscape, be sure to visit the scenic outdoor spots in Albany County. Thompson’s Lake State Park is the perfect place to visit on a nice day, featuring lake beach views, picnic shelters, nature trails, and more. Thompson’s Lake State Park also features beautiful campsites and many camping amenities. Home to miles of scenic trails, John Boyd Thacher State Park is a great place for hiking, mountain biking, horseback riding, and more. Waterfalls and amazing wildlife can be seen along the trails in John Boyd Thacher State Park. More beautiful outdoor spots in the area include Washington Park and the Mohawk-Hudson Bike-Hike Trail.

If you are interested in continuing your education, then be sure to check out the great colleges and universities in Albany County. The State University of New York at Albany brings in many students from all over, thanks to its many great Bachelor’s Degree programs. The State University of New York at Albany also provides on-campus living, a performing arts center, Graduate Degree programs, and much more. Other great schools in the county include Sage College of Albany, Sage Graduate School, Siena College, and more.

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Albany County Property Search

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